Commercial banking system

The study highlights the challenges that banks need to consider during the digital transformation process, specifically credit risk management to be able to take full advantage of the benefits brought by digital transformation.

12p viwalton 02-07-2024 0 0   Download

The role of employees is vital for service businesses. Therefore, maintaining employee satisfaction plays a significant role in the performance of service companies. The topic shows a comprehensive picture of the level of job satisfaction of officers and employees working in the commercial banking system in Ho Chi Minh City through 09 aspects of satisfaction. Regression results of the study prove that job satisfaction in the aspect of “Communication of information” has the most substantial impact on the “General satisfaction” of employees.

13p leminhvu111 07-06-2024 1 0   Download

Industrial Revolution 4.0 with core elements of artificial intelligence, internet connection and big data has been opening up many methods and providing many means in digital transformation of the economy. in general and the commercial banking system in particular; In particular, Blockchain technology has become the foundation for the development of UPAS L/C in international payments.

10p leminhvu111 07-06-2024 1 0   Download

The research plays a role in discovering factors affecting green banking activities, thereby contributing to raising customers’ awareness of green banking in the sustainable development of banking in Vietnam. In addition, the research serves as a basis for planners to set forth directions to increase awareness and social responsibility of the commercial banking system for environmental protection and combating climate change.

9p leminhvu111 07-06-2024 0 0   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 4 1   Download

In this article, the author mentions the theory of sustainable development of commercial banks, the criteria for assessing the level of development of commercial banks, and its practical application with proven data in the period 2017 - 2022 to assess the sustainable development of Vietnamese commercial banks and propose some solutions to sustainably develop Vietnamese commercial banks by 2030.

12p longtimenosee09 08-04-2024 7 2   Download

This article examines the factors influencing the development of electronic banking services at LienViet Post Joint Stock Commercial Bank (LPBank). The results reveal seven factors that significantly impact the development of electronic banking services at LPBank, ranked in order of importance from high to low: Service products, Staff service capabilities, Accessibility convenience, Technological system, Reachability, Marketing & customer care, and finally, Security.

14p longtimenosee09 08-04-2024 5 2   Download

Stemming from the above practice, the author chooses: “Business efficiency of Bankque Pour Le Commerce Exterieur Lao Public“ as the research topic of doctoral thesis in finance - banking. The study of the business efficiency of the Bankque Pour Le Commerce Exterieur Lao Public is necessary to provide orientations and solutions to improve the business efficiency of the Bankque Pour Le Commerce Exterieur Lao Public, contributing to improving the bank’s competitiveness. As well as strengthen the commercial banking system in Laos.

16p longtimenosee09 08-04-2024 3 2   Download

This study examines the impact of ownership structures, foreign ownership, and concentrated ownership, on risk in Vietnamese commercial banks. We employ panel data analysis, considering financial metrics (ROA, ROE, ADZ), control variables (SIZE, LOA, LIQ, EFF), and macroeconomic conditions (δt). Results indicate that foreign ownership reduces risk, seen in lower standard deviations of ROA and ROE. In contrast, concentrated ownership increases risk, particularly in ROA.

11p longtimenosee09 08-04-2024 5 1   Download

The research results will provide the scientific basis for commercial banks and the State Bank to propose appropriate policies to improve the efficiency and safety of the banking system.

9p vioraclene 01-04-2024 3 0   Download

This paper empirically analyses the factors that determine the profitability of Vietnamese commercial banks from 2010 to 2018 along with the efficiency of supply chain practices. Due to the balance sheet data of 26 commercial banks in Vietnam, we use regression models such as OLS, REM, FEM, and GMM to find the correlation between the factors with the profitability of the banks.

9p longtimenosee06 27-03-2024 4 2   Download

The supply chain has major impact on the company's business strategy directly affecting its operational costs. The article presents the organizational basis for the internal control functioning of the commercial bank supply chain policy. The subject of this paper is the analysis of various fields of internal audit of the supply chain as well as evaluating the characteristics of individual elements of the chain with consideration to appropriateness and integration of those elements.

4p longtimenosee04 06-03-2024 2 1   Download

This study is an attempt to examine the determinants of Vietnamese commercial bank profitability under the moderating role of bank size. It uses the balanced panel data of 25 Vietnamese commerical banks in the period 2009-2021 and applies several regression estimation techniques such as FEM, REM, FGLS and PCSE.

11p vimichaelfaraday 28-12-2023 9 4   Download

In ebook "Libya: A guide to commercial law, banking law and accounting" the Libyan government has now demonstrated its commitment to reform and to attracting foreign investment to increase oil production capacity and to diversify the economy. Initiatives such as Law No 5 have encouraged investment in the agricultural, services, healthcare, and industrial sectors and Law No 7 in the tourism sector.

144p loivantrinh 29-10-2023 6 4   Download

This study aims at the impacts of diversification strategies on the Vietnamese bank’s performance. Using a sample of 13 listed banks from 2010 to 2019 and System Generalized Method of Moments (Sys-GMM) regression method, the author finds that income diversification results to lower bank profitability, as measured by the bank’s return on assets and return on equity.

12p viberkshire 09-08-2023 10 5   Download

International economic integration, in the simple concept, is the institutional link among countries. According to this understanding, economic integration has taken place for thousands of years and global economic integration has taken place two thousand years ago when the Roman Empire invaded the world and expanded its network, transport, promote the circulation of goods in the whole occupied territory.

8p tethientran 27-07-2023 8 5   Download

In recent years, Vietnam has been increasingly integrated into the regional and global economy, has signed Free Trade Agreement (FTA), Trans-Pacific Strategic Economic Partnership (TPP) and joined the ASEAN Economic Community (AEC) which was established at the end of 2015. With the implementation of the international commitments in the financial sector, the commercial banking system in Vietnam will have a lot of opportunities as well as challenges.

11p tethientran 27-07-2023 10 5   Download

This paper aims to analyze the effect of internal control on Vietnamese banks’ performance, especially at State-owned commercial banks. By using the qualitative research methods (discuss and interview the experts in those banks) and quantitative research method (multiple linear regression method), the authors have identified four factors that affect banks’ performance.

8p nhanchienthien 25-07-2023 9 5   Download

The internal control system of commercial banks has become increasingly meaningful in the stable and sustainable development of the national financial system over the past time. In order to evaluate of internal control systems in the practical application of Vietnamese commercial banks, the authors conducted empirical research with 382 experts of most commercial banks in Vietnam. The results show that the internal control system of commercial banks has certain effects but still some shortcomings in each component.

9p nhanchienthien 25-07-2023 7 4   Download

Loan portfolio management plays important role in risk controlling system of commercial banks. The crucial idea of this paper is to examine theoretically two econometric models which can be used for loan portfolio management. These two models are credit portfolio view model and evaluation model of a commercial bank loan portfolio. The first model, credit portfolio model, provide a method to analyse the relationship between loan portfolio management and macroeconomic factors, then explain how economic cycles can affect the result of loan portfolio management in commercial bank.

5p nhanchienthien 25-07-2023 10 4   Download