consumer fraud

In the long term, the OCPB may adjust to be a quasi-organization that is autonomous. Consumers should also be more aware of business fraud and learn to be more protective to eliminate some problems. If self-regulation were in place, specific legislation might not be needed, but could instead be integrated into general legislation, for example, contract and criminal law as in the USA and perhaps in Malaysia in the near future.

6p guernsey 28-12-2021 10 1   Download

To alleviate financial consumer vulnerability, it should be approached from both objective and subjective sides. Specifically, it necessitates the enhancement in consumer financial literacy, and the collaboration of financial organisations.

12p visteveballmer 06-11-2021 22 0   Download

The study reviews the country’s regulatory framework on consumer protection for financial inclusion regarding five potential problems (i) high prices, (ii) overindebtedness, (iii) post-contract exploitation, (iv) fraud, and (v) discrimination. The focuses will be on weaknesses of the framework and its effectiveness in protecting financial consumers, especially those at the base of the pyramid.

13p visteveballmer 06-11-2021 12 0   Download

The paper is using the findings of a 103 surveys on consumer protection regulations with different measurements like Fair and equitable dealing, disclosure and transparency, financial education and awareness, behavior and work ethic, protection against fraud, protection of privacy of information and complaints handling, existence of adequate competence.

16p visteveballmer 06-11-2021 12 0   Download

(bq) part 2 book "fraud examination" hass contents: financial statement fraud; revenue and inventory related financial statement frauds; liability, asset, and inadequate disclosure frauds; fraud against organizations; consumer fraud; bankruptcy, divorce, and tax fraud; fraud in e commerce; legal follow up,...and other contents.

319p bautroibinhyen23 02-04-2017 26 3   Download

Chapter 4 provides knowledge of online monetary transactions. This chapter includes contents: Credit-card transactions, online credit-card fraud, digital currency, e-wallets, alternate consumer payment options, peer-to-peer payment, smart cards, business-to-business (B2B) transactions, e-billing, developing payment standards.

35p nhanmotchut_3 19-10-2016 42 1   Download

In this chapter, you will learn to: Describe the reasons for using consumer credit and identify its benefits and problems; develop a plan to establish a strong credit history; distinguish among the different forms of open account credit; apply for, obtain, and manage open forms of credit; choose the right credit cards and recognize their advantages and disadvantages; avoid credit problems, protect yourself against credit card fraud, and understand the personal bankruptcy process.

20p estupendo2 12-08-2016 51 3   Download

Identify and investigate computer criminals of all stripes with help from this fully updated. real-world resource. Hacking Exposed Computer Forensics, Second Edition explains how to construct a high-tech forensic lab, collect prosecutable evidence, discover e-mail and system file clues, track wireless activity, and recover obscured documents. Learn how to re-create an attacker's footsteps, communicate with counsel, prepare court-ready reports, and work through legal and organizational challenges.

545p shop_123 29-04-2013 83 25   Download

Some insurers have research units and can advise manufacturers and other organizations of theft trends and vulnerabilities of various vehicles to theft. The Coalition Against Insurance Fraud’s public awareness campaign includes airbag theft and works with legislators to address insurance fraud issues. The National Insurance Crime Bureau has brought together insurers and law enforcement agencies to facilitate identification, detection and prosecution of auto theft-related insurance fraud.

12p nhacnenzingme 23-03-2013 60 5   Download

The ability to recognize and deal with complex business ethics issues has become a significant priority in twenty-first-century companies. In recent years, a number of well-publicized scandals resulted in public outrage about deception and fraud in business and a demand for improved business ethics and greater corporate responsibility.

542p namde01 11-03-2013 422 38   Download

Prior to the current financial crisis, a number of federal and state regulations were in place to protect consumers against fraud and to promote understanding of financial products like credit cards and mortgages. But as abusive practices spread, particularly in the market for subprime and nontraditional mortgages, our regulatory framework proved inadequate in important ways. Multiple agencies have authority over consumer protection in financial products, but for historical reasons, the supervisory framework for enforcing those regulations had significant gaps and weaknesses.

40p mebachano 01-02-2013 52 3   Download

Income statements in the accounting world focus heavily on revenue as a function of company volume and as a measure of company growth. The principal source of revenue for insurance companies is premium from insurance sales. (The other principal source of revenue for insurers is typically investment income.) The timing of when a company can recognize sales revenue in its income statement is a major issue for most accounting systems.

21p taisaovanchuavo 26-01-2013 45 5   Download

SQL injection vulnerabilities have been described as one of the most serious threats for Web applications [3, 11]. Web applica- tions that are vulnerable to SQL injection may allow an attacker to gain complete access to their underlying databases. Because these databases often contain sensitive consumer or user information, the resulting security violations can include identity theft, loss of con- fidential information, and fraud. In some cases, attackers can even use an SQL injection vulnerability to take control of and corrupt the system that hosts the Web application.

12p khongmuonnghe 04-01-2013 55 2   Download

The 2004 fi ndings were later shown to be fraudulent in one of the highest profi le fraud cases of modern science. The media has been blamed as one of the causes for the widespread utopia that led many to argue for the need for embryonic stem cell research. 12 In spite of the continuous criticisms from bioethicists in Korea regarding the use of junior researchers as egg donors, Hwang was made a national hero and international star, fully supported by the government, mass media and people. Thanks to the information of a whistleblower and the tenacious investigation by the producers.

71p thankinhphanliet 21-12-2012 46 4   Download

Past analysis has shown that certain types of fraud or money laundering may be recorded and/or initiated in one location, but take place in another. Suspected fraud or money laundering through insurance company products is primarily detected after the fact. Insurance companies may offer their products through a number of distribution channels in a number of states, however the processing unit and service center is generally centralized in one location.

19p thangbienthai 23-11-2012 67 10   Download