Cooperative credit and performance

Credit institutions in Viet Nam regulated under Law on Credit Institutions(1) consist of commercial banks, non-bank credit institutions, and cooperative banks. The commercial banks are allowed to perform all types of banking activities and for profit purpose. The internal audit activity is established under direct supervision of Board of Supervisors (hereafter called BOS), which is elected by General Shareholders’ Meeting. As a consequence, the internal audit activity is expected to retain organizational independence as having direct access to Board of Directors (hereafter called BOD), BOS.

5p chauchaungayxua7 12-08-2020 25 1   Download

A major quantum of Indian population is engaged in agriculture and this makes agriculture as the backbone of Indian economy, it provides employment to about 50 per cent of country working force and accounts for about 13 per cent to national GDP. There exist a spectrum of problems in agriculture but agriculture credit is one of the major problems in rural area. As far as credit in agriculture is concerned PACS play an important role. So the present study focuses on various facets of Primary Agricultural Credit Societies.

13p nguathienthan4 18-04-2020 12 1   Download

The present study entitled “Performance of District Central Cooperative Banks in Maharashtra State” has been undertaken to examine the performance of DCCBs in Maharashtra by way of studying the trends in performance indicators both period wise and region wise. The attempt has been made to examine purpose wise lending activities by DCCBs and share of DCCBs in total credit disbursement for agriculture in Maharashtra.

10p cothumenhmong4 23-03-2020 18 3   Download

Technical efficiency, credit risk, monetary risk, systematic and unsystematic risk This paper uses production frontier model to generate and analyse the technical efficiency scores for the banks in Gulf Cooperation Council Countries. A sample of 52 banks is selected for the study. Three stages of analysis are adopted. At the first stage, the technical efficiency is analysed between countries to derive variations of between banks from one country to another. It’s found that Kuwaiti and Emirati banks are regionally best performers.

14p trinhthamhodang2 21-01-2020 41 3   Download

The paper investigates if Credit Guarantee Schemes (CGSs) have an effect on Small and Medium Enterprises (SMEs) bankruptcies. In such a framework, some recent studies are devoted to deepen the issue at national level. Most of them conclude that the CGSs may increase the probability of SMEs bankruptcies, suggesting the questions of moral hazard and adverse selection as possible motivations.

9p chauchaungayxua2 19-01-2020 20 2   Download

Over recent years we have made considerable progress towards understanding what drives innovation and how Government can help businesses develop innovative products and services. Through work like the Innovation Report 2003 and the Lambert Review of University and Business Collaboration 2003, the Department and others across Government have recognised the central role of technology and science in innovation and the UK’s long-term economic growth. Two notable policy responses have been the 10 Year Science and Innovation Framework and the Tax Credit for Research and Development.

60p bi_ve_sau 05-02-2013 52 3   Download

The Credit Register information used here is based exclusively at the transaction or loan level, not at the level of borrowers. A given borrower may enter into several loans with the same bank or with different banks. As some characteristics of the loans cannot readily be aggregated for a given borrower (collateral, maturity, type of instrument), in order to distinguish their impact it is essential to perform the analysis at the level of each loan.

74p enterroi 02-02-2013 30 1   Download

FCRA and market-based cost estimates alike take into account expected losses from defaults by borrowers. However, because FCRA estimates use Treasury interest rates instead of market-based rates for discounting, FCRA estimates do not incorporate the cost of the market risk associated with the loans.

22p enter1cai 12-01-2013 66 2   Download