Credit availability

Ebok "Advances in credit risk modelling and corporate bankruptcy prediction" provides a thorough compendium of the different modelling approaches available in the field, including several new techniques that extend the horizons of future research and practice. This practical and empirically-based approach makes the book an ideal resource for all those concerned with credit risk and corporate bankruptcy, including academics, practitioners and regulators.

310p tuongnhuoclan 28-11-2023 7 3   Download

Validating boiling water reactor (BWR) spent nuclear fuel inventory calculations is challenging due to the complexity of BWR assembly designs, the lack of publicly available radiochemical assay measurements, and limited access to documentation on fuel design and operating conditions.

15p vironald 15-12-2022 9 3   Download

The economic growths of all except for Indonesia respond significantly to either global or domestic credit risk movements, or both. Not surprisingly, inclusion of more updated and readily available credit risk assessments arriving intra-quarter can, in a spirit similar to nowcasting, further boost the model’s forecasting performance on economic growths.

20p angicungduoc9 04-01-2021 16 2   Download

Efficient utilization of credit and prompt repayment go hand in hand. If the credit is utilized properly then there is every possibility of having good returns, which in turn can help to repay the loan in time and timely repayment helps the borrower to get escape from the debt trap and acquire the benefit of interest subvention provided by the government.

8p caygaocaolon6 30-07-2020 24 1   Download

The present study was conducted in Sahapur and Bhimpur block were purposively selected based on tribal area of Betul district of M.P. The total sample was consisted 120 respondents for the study. Objective of study is to study the profile of tribal farmers, and to seek suggestive measure to minimize the ill effect of agrochemical as perceived by tribal farmers.

6p caygaocaolon6 30-07-2020 10 2   Download

The following will be discussed in this chapter: Economic forces; availability of credit; interest rates; social, cultural, demographic and environmental forces; life expectancy rates; per capita income.

16p nanhankhuoctai9 23-07-2020 13 2   Download

India has been predominantly agrarian economy since time immemorial. Development efforts over the last four decades have doubtless strengthened our industrial base. The banana in the state has been reportedly being cultivated under traditional manner. By and large, the farmers are cultivating only the traditional varieties of banana. Perishability is one of the important constraints in banana production and marketing. Processing opportunities are absent to a great extent.

8p trinhthamhodang5 16-05-2020 18 1   Download

Chapter 14 - The tools and goals of central bank monetary policy. After completing this unit, you should be able to understand how the policy tools available to central banks work in carrying out a nation’s money and credit policies; to explore the strengths and weaknesses of the various monetary policy tools.

35p thuongdanguyetan03 18-04-2020 19 1   Download

Recently, financial institutions have developed improved internal risk rating systems and emphasized the probability of default and loss given default. The default characteristics are studied for 756 loans from a French bank: CIC- Banque SNVB. A binomial logit regression is used to estimate several models of the probability of default of agribusiness loans based on information available at loan origination. The results show that leverage, profitability and liquidity at loan origination are statistically significant indicators of the probability of default.

30p nguyenminhlong19 21-04-2020 11 0   Download

Access to credit is considered vital for small business survival. Many small-business owners in the United States indicate that one major obstacle to entry or expansion of their small business is the availability of sufficient intermediate and long-term capital to support their working capital and fixed-assets requirements. Relying on small business lending data from 2003 to 2009 collected under the Community Reinvestment Act (CRA), the paper examines small and medium-sized enterprise access to credit in the United States and makes policy and research recommendations.

8p 035522894 13-04-2020 34 2   Download

Timely disbursement of credit is game changer in agricultural production. There are few factors which impedes the availability of the credit from institutional structure and make farmers depended on informal ones. A number of innovative methods like KCC, SHG bank linkage groups, JLGs and FPOs had been promoted for financial inclusion under institutional structure. Except KCC, performance of other methods had been outstanding in recent years. Factors such and age, education, farm and land size influence the adaptation of KCC.

8p chauchaungayxua4 18-03-2020 11 1   Download

Groundnut (Arachis hypogea L.,) is one of the world’s important crops, ranking fifth in oil production. Groundnut seed is a rich food source providing quality vegetable oil (48%-50%), protein (26%-28%), dietary fibre, minerals and vitamins. Total world production of Groundnut was 47 million tonnes from 27 million hectares. In Andhra Pradesh Groundnut is cultivated in 7.35 lakh hectares with 10.43 lakh tonnes production and 1426 kg/ha productivity. The Groundnut area of YSR district is decreasing and same trend reflected in production and productivity also.

6p trinhthamhodang3 14-02-2020 5 0   Download

The present study highlights different constraints perceived by tribal aonla growers in adoption of recommended aonla production technology. The study was carried out in purposively selected Jhadol Panchayat Samiti from out of the three tribal Panchayat samities of Udaipur district of Rajasthan. The quantitative and qualitative data were collected through interview schedule, discussion, observation and available secondary sources. A list of constraints was prepared and divided in four major categories viz., technical, economical, storage, marketing and general constraints.

6p trinhthamhodang3 12-02-2020 17 0   Download

The present study was conducted in Hisar district of Haryana state covering 200 respondents from two localities viz., rural and urban. Results shows majority of respondents had possession of Cable TV, followed by television and newspaper and had high mass media exposure. A recent survey found that 112 million households in India own a television, with 61 percent of those homes having cable or satellite service (National Readership Studies Council, 2006). In China, television exposure grew from 18 million people in 1977 to 1 billion by 1995 (Thomas, 2003).

7p chauchaungayxua3 07-02-2020 17 1   Download

MNOs have grabbed the unbanked market including the rural areas that traditional banks have failed to access, traditional banks have been experiencing a decrease in the level of activity, including liquidity shortages, low deposits and limited credit availability. The MNOs have lower charges for transacting, and offer more convenience and accessibility as opposed to traditional banks. Interoperability between traditional banks and MNOs has been riddled with challenges from the main stream banking sector.

21p trinhthamhodang2 21-01-2020 39 1   Download

Standard approach to low default portfolio (LDP) probability of default (PD) calibration is to add conservative add-on that should cover the gap with scarce default event data. The most prominent approaches to add-on calibration are based on an assumption about the level of the conservatism (quantile of default event distribution), but there is no transparent way to calibrate it or to relate the level of conservatism to a risk profile of the Bank. Over conservative assumptions can lead to undue shrinkage in LDP and negative shift in the overall risk-profile.

16p trinhthamhodang2 21-01-2020 23 1   Download

Currently, the development of the small and medium enterprises has attracted attention from various fields. And many researchers are working on solve two main problems SMEs met, namely the limited credit availability and the high funding cost. This dissertation studies these problems from the perspective of the banking industry. By taking an empirical test on industrial enterprise data of China, an inverted U shape relationship has been found between the generation of the SME and banking structure.

28p chauchaungayxua2 19-01-2020 24 3   Download

Financial Literacy; Financial Knowledge; Financial Attitude; Financial Behaviour; OECD; Financial Inclusion. Financial market today is flooded with sophisticated and complex financial products thereby individuals require a greater degree of financial literacy to select appropriate financial products and avail financial services. The purpose of the study was to assess the financial literacy and awareness of financial products of employed and business people in AMBO, Ethiopia. Descriptive research was adopted for the study.

33p chauchaungayxua2 19-01-2020 14 1   Download

The present investigation was undertaken in Deoghar block of Deoghar district in Jharkhand. Purposive sampling was followed for the selection of one hundred and twenty respondents, dividing them into two groups beneficiaries who were availing the benefits of the Kisan Credit Card Scheme and non-beneficiaries who were not availing any benefits of KCC Scheme. Pre-structured interview schedule was used to collect the data, collected data were tabulated and analysed with suitable statistics to draw conclusion.

8p nguathienthan2 26-12-2019 27 0   Download

Apple is considered as one of the most important and widely grown fruit in temperate zones of the world. The state of Jammu and Kashmir comprising of temperate, cold arid and hilly areas is capable of producing best quality of apple than rest of the states of the country. The present study was conducted in 2017-18 from nine villages of three (3) districts in Kashmir valley. The data was collected from three hundred (300) apple growers.

9p nguathienthan2 25-12-2019 35 0   Download