Debt situation

In this article, the author presents the theoretical framework for digital transformation, bad debt, bad debt settlement at commercial banks, and evaluation about the current situation of bad debt handling at Vietnamese commercial banks. Thereby, the article proposes solutions to develop the positive factors and minimize the factors that prevent commercial banks from handling bad debts in the age of digital transformation.

9p longtimenosee09 08-04-2024 0 0   Download

The article "Handling bad debt of commercial banking systems for fostering sustainable development of national finance" is based on the statistics and consolidated reports of the State Bank of Vietnam, the annual reports of commercial banks and credit institutions to analyze the bad debt situation and bad debt policy of banks, identify some remaining constraints and then propose some solutions to deal with bad debts of the bank towards the sustainable development of the national financial system.

6p nhanchienthien 25-07-2023 5 4   Download

In addition to the introduction, conclusion, the thesis is divided into three chapters: Basic theory of bad debt management of commercial bank; current situation of bad debt management at Techcombank; solution for bad debt management at Techcombank.

28p closefriend09 16-11-2021 16 2   Download

The article reflects the reality of the financial security of Vietnam's commercial banking system in the period of 2010-2017. Based on secondary data collected from the report of the State Bank and based on financial security measurement indicators of the banking system, namely four typical indicators were the bad debt ratio, profitability, capital adequacy ratio, the ratio of outstanding loans to total deposits.

9p viyerevan2711 16-07-2020 47 1   Download

In this paper, we analyze theories of bank stability on market concentration, financial deepening, bank income structure and international debt situation by using panel data for 18 emerging countries. Our results show that alternative financial system plays an important role in the bank risk behavior. The potentially important policy implication is that policies supporting financial deepening or promoting liquidity in the banking industry might not necessarily improve banking stability.

13p covid19 19-04-2020 31 0   Download

An important theory that should be acknowledged by Irish fiscal decision makers(which the author found in the secondary research and was able to support through their primary research) is that the raising of taxes has a more profoundly negative effect on an economy than cuts made to government expenditure.

165p nguyenyenyn117 17-06-2019 44 4   Download

The paper analyzes the current situation of the Vietnam’s banking system and figured out four primary difficulties facing it namely high ratio of bad debts, low owner’s equity, unsustainable liquidity and unfair competition.

13p danhnguyentuongvi 18-12-2018 29 1   Download

Chapter 8 - Reporting and interpreting receivables, bad debt expense, and interest revenue. In previous chapters, we quietly assumed that all sales on account ultimately are collected as cash. In this chapter, you’ll learn how companies handle the situation where customers don’t pay all that they owe.

16p nomoney12 04-05-2017 35 2   Download

It is presented with the understanding that the author, publisher, and publisher’s agents are not engaged in rendering legal, investment, accounting, or other professional services; and this book is not a substitute for such services. If legal advice or other expert assistance is required, the services of a competent professional should be sought. The information, methods and techniques described in this book may not work for you. If you need advice tailored to your particular financial or legal situation, please contact a licensed attorney, accountant, or financial advisor. ...

43p geometry1122 09-05-2013 44 5   Download

A recovery is on the horizon, but it will be a long and stony road before the EU economy reaches sustained growth. Following the escalation of the sovereign-debt crisis in the second half of 2011, the EU economy has entered a shallow recession in the fourth quarter. Since then, we have seen tentative signs of stabilisation. Yet, as the outlook for the EU economy is slowly improving, the situation remains extraordinarily fragile, and the risk of a renewed aggravation of the crisis is still present. The ebbing of the greatest financial market stress creates the...

0p trinhcaidat 19-04-2013 52 3   Download

Consumer-price inflation in the EU is projected to remain relatively high in 2012 (2.7%), inter alia due to the impact of fiscal measures, but is expected to abate gradually over the forecast horizon, averaging 2.0% and 1.8% in 2013 and 2014 respectively (see Graph I.2). Pronounced cross-country divergences will remain a defining feature of the outlook. They span across a number of dimensions – including financing conditions, the labour market situation and the need for, and advancement of, private and public-debt deleveraging.

322p trinhcaidat 19-04-2013 55 6   Download

the-credit-industry.com all rights reserved brought to you by free-s-canada you now have master resell rights to this . you may sell it, use as a bonus or give it away. this book is about acredit repair.@ many people need adebt relief. if you are in a situation where your debt is overwhelming, and you are considering your alternatives, check out our debt elimination services. we have two types of debt elimination. one is an inexpensive do it yourself program. the other is our premier program, which is handled by attorneys. it includes aasset protection. ...

0p addition1122 16-04-2013 44 2   Download

The dataset was compiled without recourse to extrapolation, interpolation, or auxiliary regressions. Given the range of sources used, differences in coverage and definitions arose. In many cases, transitions from one source to another were smooth. However, in other instances, there were either step differences between series or differences in the implied direction of the underlying debt ratio. In such situations, breaks were implemented in the HPDD. These are clearly highlighted in the dataset.

12p yasuyidol 02-04-2013 53 3   Download

Certain developing countries and certain developed countries are especially large debtors to commercial banks and foreign governments. Investment in debt obligations ("Sovereign Debt") issued or guaranteed by governments or their agencies ("governmental entities") of such countries involves a high degree of risk. The governmental entity that controls the repayment of Sovereign Debt may not be able or willing to repay the principal and/or interest when due in accordance with the terms of such debt.

52p dangsuynghi 15-03-2013 59 7   Download

Reviews commonly practiced, & often egregious, forms of child labor: the exploitation of children in commercial agriculture & fishing industries producing primarily for export & forced or bonded child labor. Discusses educational, economic, familial, governmental, & societal factors contributing to the use of child labor. Looks at working conditions, health & safety, & terms of employment of children. Examines the situations of forced child labor including debt bondage & the trafficking, sale & fraudulent recruitment of children. The study provides regional & specific industrial profiles.

14p mymi0809 19-01-2013 49 3   Download

Issuance of Stability Bonds under joint and several guarantees would a priori lead to a situation where the prohibition on bailing out would be breached. In such a situation, a Member State would indeed be held liable irrespective of its 'regular' contributing key, should another Member State be unable to honour its financial commitments. In this case, an amendment to the Treaty would be necessary.

33p enter1cai 16-01-2013 40 2   Download

The present reality of the situation is that the ability of other, larger sovereigns to roll over maturing debt on their own is increasingly in doubt, and in any event, will involve very high, economically penalizing, interest rates. Under these circumstances, one or more sovereigns may be unable to issue new debt to redeem old debt at par value in the future.

6p taisaocothedung 12-01-2013 35 2   Download

The creation of Trichet bonds will result in various advantages both in comparison to the present unstable situation and other proposed solutions. First, the long duration of Trichet bonds will eliminate the immediate crisis caused by short term expiration of significant amounts of debt which is looming over Greece, Ireland, Portugal, Spain and possibly other EU countries. Second, the guarantee of the principal with the zero-coupon ECB bond collateral increases the quality of the Trichet Bonds compared to existing sovereign debt.

14p taisaocothedung 12-01-2013 46 1   Download

We discussed differential reporting in Chapter 1. Essentially, if an organization has no pub- lic accountability and all owners consent, including those not otherwise entitled to vote, simpler accounting rules may be adopted in certain areas. Remember that the entities that are eligible for this GAAP treatment are private com- panies—those with no shares or debt traded on public markets. Usually, this is the smaller business sector, but not always. There are some large private companies in Canada.

58p bocapchetnguoi 06-12-2012 63 2   Download

This magnification of credit risk for preferred stocks occurs essentially because of their payoff structure. If the firm is liquidated at a low value, all other debt holders are paid first and only then are the preferred holders paid. This credit risk is not rewarded with participation in the firm’s upside as it is for common equity holders. Hence, when firm value becomes low, preferred stocks are more acutely exposed to credit risk than common stocks holders.

0p quaivattim 04-12-2012 57 3   Download