Deposit Money Banks

The study aimed to determine factors affecting the decisions of individuals to deposit in their accounts at the VietinBank branch in An Giang Province. In this study, a questionnaire was prepared and used to investigate 250 individuals who have or have not done transactions at the An Giang branch of VietinBank. The estimated results derived from the Probit model showed that the deposit decision is largely governed by the deposit interest rate, quality of customer services, business location, promotion, and individual’s level of education, age and income.

10p leminhvu111 07-06-2024 1 0   Download

Ebook The economics of money, banking, and financial markets (7th ed): Part 2 presents the following content: Chapter 15 multiple deposit creation and the money supply process; chapter 16 determinants of the money supply; chapter 17 tools of monetary policy; chapter 18 conduct of monetary policy: goals and targets; chapter 19 the foreign exchange market; chapter 20 the international financial system; chapter 21 monetary policy strategy: the international experience.

409p haojiubujain02 03-07-2023 6 3   Download

Money and Banking: Lecture 34 provides students with content about: deposit creation in a single bank; deposit expansion in a system of banks; deposit expansion multiplier; deposit expansion with excess reserves and cash withdrawals;... Please refer to the lesson for details!

28p hanlamcoman 26-11-2022 6 2   Download

Lecture The economics of Money, Banking and Financial markets: Chapter 15 Multiple deposit creation and the money supply process. This chapter provides an overview of how the banking system creates deposits. In addition, it outlines the basic building blocks needed in later chapters for you to understand in greater depth how the money supply is determined.

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Lecture The economics of Money, Banking and Financial markets: Chapter 16 Determinants of the money supply. After studying this chapter you should be able to summarize the Bank of Canada s balance sheet and the monetary base; discern who controls the monetary base and what causes it to change; explain how the banking system creates deposits.

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Lecture Economics for Managers - Chapter 13: Money and Banks. After studying this section will help you understand: the Uses of money, cash versus money, transactions accounts, basic money supply, near money, cashless society, creation of money,...

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After studying this chapter you will be able to understand: Money market and financial services, what are the important instruments of Pakistan money market? Call/notice money market, inter bank transfer money, treasury bills, certificates of deposits (CD), commercial papers.

21p nanhankhuoctai10 23-07-2020 9 1   Download

The main banking activities consist of acceptance of deposit from the public for the purpose of lending to businessmen and others who may seek loans. Actually, the money deposited in any bank is mostly the saving of the people. Money may be needed in future for various purposes such as medical treatment, marriages and for other events.

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The following will be discussed in this chapter: General types of bank regulations, privacy regulations, anti-money laundering and anti-terrorism regulation, community re-investment regulation, deposit account regulation, deposit insurance regulation, consumer protection, withdrawal limit and reserve requirement,…

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This studied examined the effect of financial flexibility on profitability of Money Deposit Banks in Nigeria. The study adopted the survey method and data were collected using a structured questionnaire and these were complemented with oral interview. From a population of 694, a sample of 255 was selected through multistage sampling technique.

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This study examines the influence of board nationality on the return on equity of money deposits banks in Nigeria. This study makes use of econometric procedure and data was collected through a secondary source of information. The population of interest for the study comprised the twenty-two deposit money banks listed on the Nigerian Stock Exchange (NSE) and the sample size consists of nine selected money deposit banks which were purposively chosen based on the consistency in their publication of their financial account up to 2016; and as well based on their equity.

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This study examined the effect of board diversity on the financial performance of deposit money banks in Nigeria. The study also examined the relationship between board independence and financial performance of deposit money banks in Nigeria.

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Chapter 12 - Money market instruments: Commercial paper, federal agency securities, bankers’ acceptances, and eurocurrency deposits. After studying this chapter you will be able: To discover the important roles that large corporations, government agencies and banks play in the money market; to explore the nature and characteristics of commercial paper; to learn how federal agencies aid various economic sectors in finding low-cost credit;...

40p thuongdanguyetan03 18-04-2020 15 1   Download

This paper empirically assesses the relationship between Deposit Insurance Funds (DIF) and the quality of risk assets of listed Deposit Money Banks (DMBs) in Nigeria. The entire fifteen listed DMBs in the country as of 31st December, 2017 were focused on and the secondary data were subsequently sourced from the yearly financials of the Nigeria Deposit Insurance Corporation (NDIC) for a 29-year period covering from 1989 to 2017.

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All over the world, banks have been undergoing crisis, but the Nigerian experience has been hazardous to the country’s financial sector stability. Against this scenery, this paper investigates some cost efficiency correlates of a set of fifteen deposit money banks in Nigeria over the period 2001-2008. Random effects Tobit regression was applied for estimating the correlates of cost efficiency obtained from Data Envelopment Analysis. The findings revealed net assets as a better index for measuring bank size-efficiency nexus other than total assets.

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This paper provides an in-depth study on the history and evolution of Commercial Bank characteristic factors and other Macroeconomic variables on the financial industry performance indices in Nigeria from 1977 to 2010. The work employed a 3-stage procedure in the assessment of Commercial Bank characteristic factors and other Macroeconomic variables on Total Credit, Investment, and Commercial Bank Lending and Deposit Rate. The essence is to assess the impact of environmental factors on efficiency of commercial banks in Nigeria within the period of study.

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The study objective gives an insight into the effectiveness of economic policy reforms in the Nigerian banking industry. This study examines the impacts of merger on deposit money banks performance in Nigeria between 2000 and 2009. The period was characterized by financial deregulation, the Global economic crisis, and bank restructuring programs.

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This article provides an evaluation of the effect of the macroeconomic factors on credit risk in Tunisian banks. These factors are mainly the financial liberalization and the monetary policy. The first is manifested through the liberalization of interest rates, competition and the entry of foreign banks. The second, on the other hand, is exerted by the supervising authorities and includes the interest rate, the injection of money and the regulatory ratio.

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The hypotheses tested found that marketing of bank’s products and services has improved the efficiency of deposit money banks banking system and created satisfied bank customer. We recommend that all the units of the bank should be involved in marketing while banks should continue to make their customers feel important and have well equipped and experienced staff personnel in customer services unit to be able to provide solutions to customer’s complaints and challenges.

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This study analyzes how balance sheet problems in the form of non-performing loans (npls) affect the liquidity, funding and profitability of selected Nigerian banks in two critical periods, the bank distress era (1999-2001) and the post- consolidation era (2007- 2009). The data for this study were computed from the balance sheets of twenty-two universal banks in the first period, and twenty-two consolidated Deposit Money Banks in the second period.

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