Failed banks

This study focuses on analyzing solutions for weak banks in United State (US) and Japan during the banking crises. Especially, the study clarifies the process of resolving difficulties and challenges during implementation period. Moreover, it aims at deriving experiences from US, Japan and suggesting policies for Vietnam authorities to improve effectively handling Vietnamese weak banks from now to the year 2020.

8p tethientran 27-07-2023 10 5   Download

Ebook The future of finance: A new model for banking and investment – Part 1 presents the following content: Chapter 1: globalization, emerging markets, and the savings glut; chapter 2: the rise of derivatives and systemic risk; chapter 3: the too-big-to-fail bank, moral hazard, and macroprudential regulation; chapter 4: corporate governance and remuneration in the banking industry; chapter 5: bank capital safeguards: additional capital buffers and reverse convertibles; chapter 6: economic theories under attack.

120p haojiubujain02 03-07-2023 6 3   Download

This article traces back to pre-2007 conditions to scrutinize operating strategies and decisions of banks that either survived through or failed during the last recession. Using the sustainable growth paradigm, this analysis isolates components of operating strategies under either an aggressive or a conservative growth stance to shed light on the type of business decisions that eventually led to either survival or failure when economic conditions became highly volatile.

17p mmlemmlem_124 22-12-2020 19 0   Download

This paper considers the extent to which inadequate corporate governance was a contributory factor to the financial market crash. It examines the experience of selected failed banks, with emphasis on the corporate governance structure in place at each firm, and the background and expertise of the Board and Directors, and draws conclusions for future policy.

33p nguyenminhlong19 21-04-2020 19 1   Download

First, the paper empirically examines the growth of nonbank deposit liabilities (NBDL) of the Islamic banks of Bahrain during the pre-global financial crisis (PREGFC) and the global financial crisis (GFC) to determine whether the global financial crisis (GFC) has had any impact on that growth. The paper finds that the mean of nonbank deposits growth for the Islamic banks during the PREGFC and GFC was 17 percent and 30 percent, respectively.

11p trinhthamhodang2 21-01-2020 14 1   Download

MNOs have grabbed the unbanked market including the rural areas that traditional banks have failed to access, traditional banks have been experiencing a decrease in the level of activity, including liquidity shortages, low deposits and limited credit availability. The MNOs have lower charges for transacting, and offer more convenience and accessibility as opposed to traditional banks. Interoperability between traditional banks and MNOs has been riddled with challenges from the main stream banking sector.

21p trinhthamhodang2 21-01-2020 39 1   Download

This paper investigates the impacts of market structure and risk on profitability of Indian banks after controlling the influences of some bank specific and macroeconomic determinants. Employing two-step Generalized Method of Moments (GMM) system estimator on a data set of 40 listed Indian commercial banks over a period of 15 years (2002 – 2016), our results suggest that there is a moderate degree of persistence of profit in Indian banking sector during the study period. We find significant negative impact of bank risk on profitability in the Indian banking Industry.

1p chauchaungayxua2 19-01-2020 17 0   Download

The conceptual framework for this study was the theory of economic efficiency. Data consisted of semistructured interviews, annual fiscal reports, and proxy statements. All interpretations of the data were subjected to member checking to ensure trustworthiness of interpretations. Yin’s method of qualitative data analysis was adopted, which consisted of five sequential steps: compiling the data, disassembling the data, reassembling the data, interpreting the meaning of the data, and drawing conclusions from the data.

141p chauchaungayxua2 04-01-2020 24 3   Download

In this chapter, the following content will be discussed: Background, regulatory structure, deregulation act of 1980, Garn-St Germain act, regulation of deposit insurance, regulation of capital, regulation of operations, regulation of interstate expansion, how regulators monitor banks, the “too-big-to-fail” issue, global bank regulations.

45p shiwo_ding6 30-05-2019 43 2   Download

The industrialist cannot make higher investment due to inadequate saving or they may fail to raise the fund, so the commercial banks and financial institutions lead them by lending money for them. Author wants to present the exhaustive review on the role of expert system in Banking Sector with special reference to loan evaluation for the large scale industries.

4p hongnhan878 12-04-2019 35 2   Download

The paper reviews a wide range of theoretical, historical and empirical literatures on banking models and detailed case analyses of failing and non-failing banks. A framework for understanding the role and application of knowledge in banking is developed which suggests how banks, despite their pro-cyclical business strategies, are able to institutionalise learning and actively create new knowledge through time to improve bank organisation, intermediation and risk management. Findings.

20p kimcang111 31-03-2014 50 2   Download

The traveller northward by the East Coast Route cannot fail to be struck by the beauty of the city of Durham, with its red-roofed houses nestling beneath the majestic site of the cathedral and castle. For splendid position the Cathedral of Durham stands unequalled in this country; on the Continent, perhaps that of Albi can alone be compared with it in this respect. The cathedral and Norman Castle are upon the summit of a lofty tongue of land which is almost surrounded by the River Wear. In parts the banks are rocky and steep, in others thickly wooded.

54p nhokheo5 25-04-2013 54 2   Download

The economic crisis has prompted an immediate response by governments to avoid a collapse of the financial and banking systems and limit the economic effects of the credit crunch. Such policies aim at stabilising the economy and initiating a rapid recovery. But policies also need to ensure that the recovery is durable, i.e. based on sustainable growth. The crisis should not damage the drivers of long-term growth, but should instead be used as a springboard to accelerate structural shifts towards a stronger, fairer and cleaner economic future.

28p trinhcaidat 19-04-2013 41 3   Download

Few people realize that one Country tried a New deal only as recently as 18 years ago, Germany. The German modal could be the modal that some countries would choose today. But few people realize the German New Deal failed. When the Berlin Wall fell, East Germany became part of West Germany to become a new Germany. The West GermanGovernment spent billions rebuilding Eastern Germany, investing in public works and the financial bailout of ordinary East German incomes.

124p namde01 09-04-2013 52 3   Download

Without a consistent focus on simple, fundamental prospecting and sales activities, any program or cultural change initiative is bound to fail. More than any program workbook, seminar or delivery method, it is the ongoing follow-up, the personal coaching and the manager’s ongoing support that will largely determine the ultimate success of any sales culture transformation and sales training initiative. This has proven to be the winning formula for achieving sustainable results for banks. Now let me explain how we deliver this proven formula. ...

0p khanhchilam 01-04-2013 48 6   Download

Another important consideration is if any audit firm should be allowed to become so important that the demise thereof would seriously disrupt the market 5 . Although efforts by large firms to minimise the risk of failure have been commended, the concerns relate to the central question on whether such "too big to fail" firms could potentially create the risk of moral hazard.

11p doipassword 01-02-2013 33 2   Download

Two years ago today, Bear Stearns was collapsing. In the time since, Americans have faced the worst financial crisis since the Great Depression. Millions have lost their jobs, businesses have failed, housing prices have dropped, and savings were wiped out. The failures that led to this crisis require bold action. We must restore responsibility and accountability in our financial system to give Americans confidence that there is a system in place that works for and protects them. We must create a sound foundation to grow the economy and create jobs....

11p doipassword 01-02-2013 49 3   Download

To be effective in a national setting, international standards require the force of law or other regulatory backing. If not, compliance becomes a matter of non-transparent discretion on the part of preparers and auditors of financial statements, outside the constraints of any regulatory framework. In such cases, the standards should more properly be considered “offshore” rather than “international.

26p taisaovanchuavo 26-01-2013 71 4   Download

But an RTGS structure may incentivise free-riding. A bank may find it convenient to delay its outgoing payments (placing it in an internal queue) and wait for incoming funds, in order to avoid the burden of acquiring expensive liquidity in the first place. As banks fail to ‘internalise’ the systemic benefits of acquiring liquidity, RTGS systems may suffer from inefficient liquidity underprovision. Inefficiencies may also emerge for a second reason.

20p machuavo 19-01-2013 44 3   Download

The large size of the four banks relative to GDP and the banking system behooves careful attention to their vulnerabilities and resilience to shocks. 2 Any distress among these banks could have a sizable impact on the financial sector and the real economy in Australia and New Zealand. 3 Moreover, they may be perceived by the markets as too big to fail, which implies they could pose a potential fiscal liability.

8p machuavo 19-01-2013 63 4   Download