Fire insurance

The occurrence of house fires in densely populated areas has a high-risk level. One of city in Indonesia that has high-risk level of this incident is Bandung City. That high-risk incident cause anxiety community, and also cause many house fire insurance product arise. Insurance product is made to protect consumers from risk and guarantee by a premium.

8p longtimenosee07 29-03-2024 7 2   Download

After studying this chapter you will be able to: Explain the types of life insurance; calculate life insurance premiums; explain and calculate cash value and other nonforfeiture options; explain and calculate premiums for fire insurance of buildings and their contents; calculate refunds when the insured and the insurance company cancel fire insurance; explain and calculate insurance loss when coinsurance is not met;...

23p koxih_kothogmih10 26-10-2020 16 0   Download

Across the disciplines and levels of education, team projects are becoming an increasingly important tool for assessment. However, it is often difficult to make sure that work is fairly distributed, that a reasonable schedule is formed which does not leave everything for the last minute, and that individual students are fairly rewarded/penalized for their respective contributions. To solve these problems, we can model a project using events, rules, and workflows.

15p quenchua1 06-11-2019 15 0   Download

(bq) part 2 "practical business math procedures" has contents: annuities and sinking funds, the cost of home ownership; how to read, analyze, and interpret financial reports; inventory and overhead; business statistics; life, fire, and auto insurance,...and other contents.

356p bautroibinhyen30 15-06-2017 60 7   Download

Chapter 20 - Life, fire, and auto insurance. In this chapter, the learning objectives are: Explain the types of life insurance; calculate life insurance premiums; explain and calculate cash value and other nonforfeiture options; explain and calculate premiums for fire insurance of buildings and their contents; calculate refunds when the insured and the insurance company cancel fire insurance; explain and calculate insurance loss when coinsurance is not met.

20p nomoney9 04-04-2017 35 2   Download

Government taxes and charges are added to the risk premium we quote. The total of these amounts is the premium we charge you. For more information about the factors we take into account, you can read our Just Car Comprehensive Car Insurance – Premium, Excesses & Claims Guide. It is available on our website at justcarinsurance.com.au (under the ‘Customer Centre’ section then ‘Policy Documents’) or call us on 13 13 26 if you would like us to send you a free copy. Excesses may be payable on any claim you make on this policy. See page 18 for further details....

45p nhacchovina 23-03-2013 39 3   Download

We insure your car for its agreed value. Your car’s agreed value is set by Just Car at the commencement of your policy and it’s almost always adjusted at the beginning of each subsequent period of cover. It is shown on the most recent of your insurance schedule and renewal notice and it does not change during the period of cover. The agreed value includes GST and is the most we will pay for your car , less any excess(es) and any other deductions this policy explains, for accidental loss or damage covered by this policy occurring during the period...

135p nhacchovina 23-03-2013 58 5   Download

Captain Lew Golden would have saved any foreign observer a great deal of trouble in studying America. He was an almost perfect type of the petty small-town middle-class lawyer. He lived in Panama, Pennsylvania. He had never been "captain" of anything except the Crescent Volunteer Fire Company, but he owned the title because he collected rents, wrote insurance, and meddled with lawsuits. He carried a quite visible mustache-comb and wore a collar, but no tie.

160p hotmoingay8 29-01-2013 43 4   Download

Many analysts also contend that credit scores, which weigh items that signify financial distress or limited availability of credit, are correlated with minority status. Significant debate has continued about lending practices that restrict access to credit in minority communities—a factor that could have a significant impact on insurance-based credit scores.

98p enterroi 01-02-2013 49 4   Download

Economic growth in India has picked up in recent years, and like other integrating Asian economies, it too requires large amounts of efficiently intermediated capital to sustain its development. However, an important constraint to financial reform has been dealing with the vestiges of financial “repression”— deliberate policies that crowd out the private sector from credit markets and limit the ability of financial markets to develop as intermediaries for saving. Years of deficit financing have led to large-scale intervention and state ownership of financial intermediation.

36p enter1cai 16-01-2013 49 3   Download

Historically, the Cocos plate boundary produced the 1985 Michoacan earthquake of magnitude 8.1 Mw Richter scale. It destroyed hundreds of buildings and caused thousand of deaths in Mexico City and other parts of the country. It is considered the most damaging earthquake in the history of Mexico City. The Mexican insurance industry officials estimated payouts of four billion dollars. In the last decades, other earthquakes have reached the magnitude 7.8 Mw Richter scale.

47p enter1cai 16-01-2013 65 3   Download

The use and disclosure of patient medical information originally was protected by a patchwork of state laws, leaving gaps in the protection of patients’ privacy and confidentiality. The U.S. Congress recognized the need for national patient record privacy standards in 1996 when they enacted the Health Insurance Portability and Accountability Act of 1996 (HIPAA). This law encouraged electronic transactions to lower health care costs, but also required new safeguards to protect the security and confidentiality of that information.

10p khongmuonnghe 04-01-2013 61 2   Download

Existing Grant Funding: Existing grant funding should be evaluated as an alternative to new funds. Congress could also evaluate including minimum cybersecurity protection standards in grant proposals for grantees dealing with issues such as national security, law enforcement, and critical infrastructures as a condition for receiving government funds. These would include general protection standards such as updating computer patches or running anti-virus software that would not be overly burdensome to grant recipients.

17p khongmuonnghe 04-01-2013 46 4   Download

The main purpose of this study was to analyse what strategies small and medium businesses actually adopt when confronted with a major crisis such as a fire, flood or similar catastrophe, and determine what factors proved vital to the survival of the business. Up until this study, the research in the area has been focused on large public companies.

285p bimap_5 29-12-2012 87 27   Download

London’s role as the pre-eminent financial centre in Europe has served to create a depth and breadth of markets that underpins demand for office space in both the City and its surrounding sub-markets in Docklands and Midtown. Finance, insurance and real estate (“FIRE”) employment in London (Figure 5) has shown a 1.1% per annum increase since the early 1980s, mirroring the increase in stock.

0p bocapchetnguoi 06-12-2012 48 1   Download

Tham khảo sách 'managing unemployment insurance costs', tài chính - ngân hàng, bảo hiểm phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

93p quaivatxanh 01-12-2012 55 9   Download

The members of America’s Health Insurance Plans (AHIP) are committed to working with policymakers, health care providers, and consumers to contribute to our common fundamental interests in promoting a vibrant health care system and a vital economy. For the nation, and in the states, lack of health insurance is a major economic drain, one that costs $50 billion annually. We believe that access to health insurance coverage should be our number one domestic priority. In late 2006, we released a blueprint for achieving that goal.

64p quaivatxanh 30-11-2012 61 10   Download

While much of this recent literature has focused on how the amount of insurance varies across different worker and employer groups, the role of collective bargaining has received somewhat less attention. 2 The scant evidence on collective bargaining is particularly surprising as the role of trade unions as an insurance device has long been emphasised by researchers. The general argument here is that union may mitigate the enforcement problems that arise within risk-sharing agreements between workers and their employers (e.g., Horn and Svensson 1986, Malcolmson 1983).

24p quaivatxanh 30-11-2012 59 7   Download

Theoretical modeling of unemployment insurance (UI) has typically focused on the benefit level or the replacement rate, i.e., the fraction of earnings replaced by unemployment benefits. Of course, the design of an optimal UI system raises many other issues.

10p quaivatxanh 29-11-2012 47 6   Download

This increased level of risk among young men is not confined to driving. The WHO (1999) and (2002) report that men are also more likely to die from falls, drowning, poisoning and a range of other events. Only in the case of deaths in fires are women slightly more over-represented than men. The report also notes that injury and fatality rates are higher among men for every type of road injury victim in several developing countries. In Kampala, Uganda, for example, males outnumbered females by between 2 and 7 to 1 among injured vehicle drivers, passengers and pedestrians. In the...

11p quaivatxanh 29-11-2012 53 6   Download