Formal credit access

This study focuses on evaluating the impact of access to formal credit on the living standards of rural households in the North Central region of Vietnam. The propensity score matching (PSM) method was used on the Vietnam Household Living Standards Survey (VHLSS) 2020 database to examine this impact.

23p viling 11-10-2024 0 0   Download

Vietnam has about 14.816 active agricultural cooperatives, making for 65.23% of all cooperatives in the country. Agricultural cooperatives play an unchangeable economic and social role. However, despite their importance, most Vietnamese agricultural cooperatives are small sized, and only 2% of them have access to formal credit, which hindering enormously their development.

16p toduongg 24-08-2024 0 0   Download

This study examines the impact of formal credit access on household income in rural Vietnam. The study applies propensity score matching (PSM) method to Vietnam Household Living Standard Survey (VHLSS) 2020 dataset to estimate the impact of credit access on income per capita and income from agriculture of rural households. The study has specific contributions when considering forms of credit in rural Vietnam through formal, semi-formal, and informal credit sectors.

24p toduongg 24-08-2024 4 2   Download

The thesis has two main purposes: (i) Building a theoretical framework for analyzing gender equality in formal credit access; (ii) Alanyze credit access in 2 aspects: macro and micro approaches.

27p trinhthamhodang8 20-10-2020 14 0   Download

Recently, the credit supply from the formal credit sector to the rural area has increased considerably. However, the credit supply to agriculture is still far from the actual credit need and mismatching with the economic and social contribution of agriculture sector to the rural area. Using data from the household survey in Hai Duong, finding of this paper shows that the credit supply from the formal sector did not meet the credit need of animal production households.

11p banhukute 18-06-2013 64 5   Download