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Creating credit is the main income-generating activity for banks. However, granting credit always comes with risks. Credit risk is the risk of losing part or all of a debt due to failure to pay on time or default. Credit risk is considered the most important risk affecting banking performance.

13p viwalton 02-07-2024 1 1   Download

Ebook "Research ethics in the digital age: Ethics for the social sciences and humanities in times of mediatization and digitization" discusses the multiple issues of a digital research ethic in its interdisciplinary diversity. Digitization and mediatization alter social behavior and cultural traditions, thereby generating new objects of study and new research questions for the social sciences and humanities.

159p daonhiennhien 03-07-2024 1 1   Download

In this work, we have shown that the addition of Zn to nanocrystalline nickel ferrite enhanced its H2 sensing properties, such as sensitivity, response time, and stability. This is explained due to the formation of defects and oxygen vacancies in the crystal structure due to the substitution of Zn ions in place of Ni ions. These defects generated more active sites for H2 gas to interact with, resulting in improved sensing performance.

9p viambani 18-06-2024 1 1   Download

Stressing the concrete applications of economic forecasting, Practical Business Forecasting is accessible to a wide-range of readers, requiring only a familiarity with basic statistics. The text focuses on the use of models in forecasting, explaining how to build practical forecasting models that produce optimal results. In a clear and detailed format, the text covers estimating and forecasting with single and multi- equation models, univariate time-series modeling, and determining forecasting accuracy.

510p vimeyers 29-05-2024 3 2   Download

Part 2 book "Electric power engineering handbook" includes content: Reactive power compensation, environmental impact of transmission lines, power system loads, distribution system modeling and analysis, power system operation and control, hard to find information (on distribution system characteristics and protection), real time control of distributed generation,... and other contents.

238p dianmotminh01 20-05-2024 6 3   Download

Part 1 of ebook "Progress in activity-based analysis" provides readers with contents including: contributions to understanding joint relationships among activity and travel variables; a dynamic programming approach for the activity generation and scheduling problem; simulation of daily activity patterns; simulation daily activity patterns through the identification of sequential dependencies; adjustments of activity timing and duration in an agent-based traffic flow simulation;...

249p dongmelo 21-05-2024 2 2   Download

In order to meet the demand as well as the need for renewable energy using to be optimized in the future, the paper is devoted to determination of the Battery Energy Storage System (BESS) sizing to support Phu Quy hybrid in storage of renewable energy and decrease the operation cost for Phu Quy power system. The installation of renewable energy sources such as wind and solar is difficult to manage, between generation and consumption often has excess and shortage over time.

9p vijaychest 24-04-2024 3 2   Download

Part 1 of ebook "Wave Mechanics and wave loads on marine structures" includes the following main contents: Chapter 1 - Wave mechanics, basic concepts; Chapter 2 - Wave transformation near coasts; Chapter 3 - Random wind-generated waves, basic concepts; Chapter 4 - Wave statistics in sea states; Chapter 5 - Design wave; Chapter 6 - Space—time theory of sea states;...

151p khuynhlinhnguyet1009 05-04-2024 3 1   Download

Bloodstream infections remain one of the major challenges in intensive care units, leading to sepsis or even septic shock in many cases. Due to the lack of timely diagnostic approaches with sufficient sensitivity, mortality rates of sepsis are still unacceptably high.

13p vioraclene 31-03-2024 5 2   Download

Ebook "High-performance in-memory genome data analysis: How in-memory database technology accelerates personalized medicine" provide details on innovative approaches to enabling the processing, combination, and analysis of relevant data in real-time. The book bridges the gap between medical experts, such as physicians, clinicians, and biological researchers, and technology experts, such as software developers, database specialists, and statisticians.

239p manmanthanhla0201 26-02-2024 7 1   Download

Ebook "Elucidation of abiotic stress signaling in plants: Functional genomics perspectives, Volume 2" provides timely research in the fi eld of stress-mediated signaling to develop a better and holistic understanding of stress perception and its transduction followed by the generation of response. In spite of the advent of different approaches to develop stress-tolerant crops towards multiple stress conditions in the fi eld, the success in achieving this goal is still unsatisfactory.

497p manmanthanhla0201 26-02-2024 2 1   Download

Part 2 book "Schaum’s outlines of theory and problems of basic electricity" includes content: Principles of alternating current; inductance, inductive reactance and inductive circuits; capacitance, capacitive reactance and capacitive circuits; single phase circuits; alternating current generators and motors; transformers; three phase systems; series and parallel resonance; waveforms and time constants,... and other contents.

250p muasambanhan06 01-02-2024 5 3   Download

Ebook "Non-linear optical response in atoms, molecules and clusters: An explicit time dependent density functional approach" is to present, in sufficient detail, a non-perturbative technique for calculating optical hyperpolarizabilities. The ability to efficiently compute hyperpolarizabilities, for a variety of different molecular systems, makes this brief invaluable for those engaged in the computational design of new electro-optical materials.

74p nhanphanguyet 28-01-2024 5 2   Download

Ebook "Rangeland stewardship in Central Asia: Balancing improved livelihoods, biodiversity conservation and land protection" is rich with new data presented in 68 easy to understand charts/graphs (many in color) and 50 Tables. Information was generated for this book by experts working in-country.

479p tachieuhoa 28-01-2024 4 2   Download

Ebook "Epigenetic memory and control in plants" highlights recent advances in our understanding of epigenetic mechanisms as a major determinant through which internal and external signals, such as those occurring during hybridization, flowering time, reproduction and response to stress, communicate with plant cells to bring about activation of multiple nuclear processes and consequently plant growth and development. The outcome of these processes may persist for generations long after the initial cues have expired and may contribute to plant evolution.

264p lucchinguyen 28-12-2023 5 2   Download

In this work, we investigate the validation of the even-to-odd universality helium atom consisting of two electrons, applying the time-dependent density functional theory. The results demonstrate that the multielectron effect manifesting through the repulsive Coulomb and exchange-correlation interactions does not considerably change the universality of the even-to-odd ratio of the helium atom.

13p vimichaelfaraday 28-12-2023 7 3   Download

Gantry cranes are widely used in various fields such as industry and transportation. However, the crane generates unwanted payload vibration during operation, causing operation and safety at work difficulties. Especially with double-pendulum cranes, this is even more serious. This paper proposed the ADRC and Input Shaping combination controller to control trolley position and suppress payload vibration.

7p vibranson 30-11-2023 9 4   Download

Towards this orientation, significant attentions have also been paid and various number of studies on design of concrete structures to the Eurocodes have been conducted by Vietnamese researchers, which will be introduced in this paper to prepare for the comprehensive applications of the Eurocodes for concrete structures in Vietnam in the coming time when appropriable, especially the second generation of the Eurocodes will be expected to be also issued in coming years.

11p vijeff 27-11-2023 9 5   Download

Complexity Theory is a central field of the theoretical foundations of computer science. It is concerned with the general study of the intrinsic complexity of computational tasks; that is, it addresses the question of what can be achieved within limited time (and/or with other limited natural computational resources). This book offers a conceptual perspective on Complexity Theory. It is intended to serve as an introduction for advanced undergraduate and graduate students, either as a textbook or for self-study.

632p haojiubujain07 20-09-2023 10 4   Download

Ebook "The makeup artist handbook: Techniques for film, television, photography, and theatre" offers brand new photographs and on-the-job examples to demonstrate makeup techniques and fundamentals on topics such as beauty, time periods, black and white photography and up-to-date information on cutting-edge techniques like computer-generated characters, makeup effects, mold-making, airbrushing, and plenty of information on how to work effectively on set. Please refer to part 2 of the ebook for details!

149p thamnhuocgiai 24-09-2023 8 5   Download