Mobile credit

This article seeks to assess the cost of losing customers and, consequently, the credibility of the organization in the target market. For the wider scope of content, supply chain of mobile phone companies are targeted as a community has been evaluated. The results of the survey showed that today's companies should pay more attention to lost customers, and take measures to reduce them.

3p longtimenosee10 26-04-2024 2 1   Download

Management of financial institution: Lecture 38. The main topics covered in this chapter include: agriculture and economy of Pakistan; agriculture credit facility for poor farmers and villagers; what is SMEs; SME sector in the world; SME sector in Pakistan; international financial institutions and SME sector in Pakistan;... Please refer to the content of document.

51p tieuvulinhhoa 22-09-2022 8 2   Download

Based on greater connectivity, higher levels of mobile Internet, improved tech-adoption, and greater trust in online spending, cross-border e-Commerce (CBEC) has now become very attractive and effective channel between sellers and buyers across the world. Especially, the wide use of smartphones accelerate the rapid growth of mobile CBEC, enabling consumers to shop anywhere, at any time of day, from any device, machine or channel.

14p viuchinaga2711 21-10-2021 4 0   Download

The study was to determine the effect of accessibility, the effect of the cost, the effect of mobile credit loan amount and the effect of regulation on performance of micro and small enterprises. The study was anchored on various theories of Resource based view, Dynamic capabilities, Diffusion of technology, Credit rationing, and the asymmetry of information.

27p nguaconbaynhay12 08-06-2021 21 1   Download

Poor Access to electricity may hinder West African countries from raising levels of financial development with the aid of Information communication Technology (ICT). Using 16 West African countries, and data over the period of 2000 to 2017, this present study analyses the effect of greater access to electricity on financial development through ICT. ICT was measured using mobile use and internet use, while financial development was measured using private bank credit to GDP ratio and Broad Money Supply to GDP ratio.

13p caygaocaolon11 18-04-2021 23 1   Download

The thesis assesses risk management in lending activities of industrial and commercial banks. The terms credit risk, credit risk management, credit risk appetite, credit risk management policy ... used in the thesis are understood as terms used in lending activities of Industrial and Commercial Bank, excluding capital mobilization and other forms of credit such as LC issuance and guarantee.

28p cothumenhmong6 17-07-2020 27 3   Download

Timely disbursement of credit is game changer in agricultural production. There are few factors which impedes the availability of the credit from institutional structure and make farmers depended on informal ones. A number of innovative methods like KCC, SHG bank linkage groups, JLGs and FPOs had been promoted for financial inclusion under institutional structure. Except KCC, performance of other methods had been outstanding in recent years. Factors such and age, education, farm and land size influence the adaptation of KCC.

8p chauchaungayxua4 18-03-2020 10 0   Download

MNOs have grabbed the unbanked market including the rural areas that traditional banks have failed to access, traditional banks have been experiencing a decrease in the level of activity, including liquidity shortages, low deposits and limited credit availability. The MNOs have lower charges for transacting, and offer more convenience and accessibility as opposed to traditional banks. Interoperability between traditional banks and MNOs has been riddled with challenges from the main stream banking sector.

21p trinhthamhodang2 21-01-2020 39 1   Download

Freedom of expression has surfaced in large parts of the world, particularly the newly independent nations and the countries that remained in isolation, along with the spread of democracies in those countries. With the rise of free expression of views often contesting with one another, conflicts of different kinds that were under suppression earlier, also emerged. Conflict in itself is considered neither good nor bad but it is judged by its outcome. Study of conflict, specifically the causes behind it relating to power struggle, economic competition, is important for achieving peace.

10p nguathienthan1 27-11-2019 39 1   Download

Chapter 12 - Advanced quickbooks features for accountants. In chapter 12, you will learn about the following quickbooks features: budgets, estimates, progress billing, credit card sales, bad debts, memorized reports, audit trail, accountant's copy, ask my accountant, document management, quickbooks mobile apps.

19p nomoney11 04-05-2017 34 3   Download

Vishal Gumber is the founder and CEO of Appsquare, an app development company that creates innovative apps, provides part funding for the brightest app ideas and helps app developers secure funding from its network of Angel investors and VCs. 7+ years of experience in the mobile apps space, a keen sense of business logic and a knack for coming up with out of the box ideas have made Vishal the visionary leader he is! His brain child Appsquare has more the 400 top-selling apps to its credit! Under Vishal’s vision with the hardwork of a dedicated team of developers,...

19p subtraction1122 28-04-2013 40 4   Download

History of Economics (3-4 semester credits) This course examines the history of economics over the past two centuries. Topics address development of the principal schools of economic theory including social, political and philosophical impacts upon economic theories. Students will address the main works of Malthus, J.S. Mill, Marx, Keynes and Galbraith and others. Microeconomic Principles (3-4 semester credits) Students analyze the impact of individual decision making units and the consequential behaviors of individual firms, corporations and industries in the economy.

19p nhacchovina 25-02-2013 58 3   Download

Some organizations are deliberately using mobile money to enhance their traditional offerings. For example, during a recent drought in Niger, a set of randomly selected house- holds received cash transfers via mobile money (Aker et al. 2011). In comparison with physical cash, this trial found lower variable costs for senders, as well as lower costs for recipients. Over the course of the crisis, recipient households also enjoyed better diets and depleted fewer assets. Insurance, credit, and savings services are now being developed atop mature mobile money systems.

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The first set of indicators focuses on formal accounts; the mechanics of the use of these accounts ( frequency of use, mode of access); the purpose of these accounts (personal or business, receipt of payments from work, government, or family); barriers to account use; and alternatives to formal accounts (mobile money). The account penetration indicator measures individual or joint ownership of formal accounts—accounts at a formal financial institution such as a bank, credit union, co- operative, post office, or microfinance institution.

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While transnational loan schemes can help migrant families purchase homes or start businesses in their countries of origin, there are a number of challenges that must be addressed. For example, MFIC found that the 50-50 percent risk-sharing arrangement between MFIC and MFIs was difficult to implement. It also found that if a client were to default on his/her loan, MFIC could take no legal action in the United States. Different institutions underwriting the policy also produced varying assessments on the level of credit risk of loan clients.

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Technologies are playing a critical role in reducing the costs of transmitting transaction details between the customer, the retailer, the financial service provider and eventually third parties. Payment facilities encompass a variety of products (e.g. giro accounts, call accounts, transaction accounts,..) and services (e.g. bill payment, check payment, direct debit, stop orders, money transfers, credit transfers, disburse- ments, e-payments, mobile payments,…) for managing the transfer of funds to/from a customer or a third party.

24p machuavo 19-01-2013 56 5   Download

Migrants have various options for sending remittances: money transfer companies (Western Union, MoneyGram, etc.) or credit card companies; regular mail service; financial transfers through banks, credit unions or the various transfer options offered by companies (e.g. supermarkets or through mobile phones); informal channels such as couriers, or more sophisticated channels such as the ‘Hawala’ and ‘Hundi’ transfer systems; 16 or hand-carried by migrants themselves.

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CARE has found that VSLAs meet the need for savings and credit at the very bottom rung of the world’s economic ladder. They create a platform from which the poor can advance to receive the more sophisticated financial services that they inevitably need as their resources, skills and confidence grow. The next step, therefore, is the linking of VSLAs to microfinance institutions and banks so that the poorest people in Africa can have access to all of the financial services that can help them improve their lives. To take this next step, in 2008 CARE launched an ambitious...

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More recently, the Washington Department of Insurance sponsored a consumer survey that matched demographic information obtained from telephone interviews with credit scores (Pavelchek and Brown, 2003). While the study found a statistically significant association between credit scores and income, the findings regarding the racial impact of scoring were inconclusive, primarily because of the small number of minorities included in the survey sampled from the relatively homogonous population of the state of Washington .

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Corporate bonds differ in two important ways: maturity and credit quality.Maturities vary from short-term (between 1 and 5 years) to intermediate-term (between 5 and 10 years) to long-term (more than 10 years).Most corporate bonds are assigned a letter-coded rating by independent bond rating agencies such as Moody’s Investors Service, Inc., and Standard & Poor’s Corporation to indicate their relative credit quality—the likelihood that the issuer will pay interest and principal in full and on time. (More information about bond ratings is provided on page 10.) ...

36p enter1cai 16-01-2013 55 1   Download