Net operating margin

In this study, financial performance is assessed through three indicators ROA (return of assets), ROE (return of equity), NIM (net profit margin). Based on previous domestic and foreign studies, the research has selected a suitable model for Vietnam with 08 factors affecting financial performance including bank size (SIZE), equity to total assets (CAP), operating expenses to operating income (CIR), risk provision (RISK), bank age (AGE), fixed assets to total assets (TANG), gross domestic product growth rate (GDP) and inflation rate (INF).

9p longtimenosee09 08-04-2024 3 2   Download

Part 1 of ebook "Fundamentals of financial accounting (5th edition)" provides readers with contents including: business decisions and financial accounting; the balance sheet; the income statement; adjustments, financial statements, and financial results; fraud, internal control, and cash; merchandising operations and the multi-step income statement;...

330p mocthanhdao0210 19-11-2023 11 5   Download

This Study aims to analyze the role of income diversification and asset diversification on the sensitivity of the determinant of the Net Operating Margin (NOM) of Islamic Commercial Banks (ICB) in Indonesia. By using endogenous switching regression analysis techniques, the researcher assumes that the influence of the NOM’s determinant can be different when the bank has high diversification and low diversification.

17p vivelvet2711 17-09-2021 12 1   Download

Chapter 5 - Cost-volume-profit relationships. After studying chapter 5, you should be able to: Explain how changes in activity affect contribution margin and net operating income, prepare and interpret a cost volume-profit (CVP) graph and a profit graph, use the contribution margin ratio (CM ratio) to compute changes in contribution margin and net operating income resulting from changes in sales volume,...

20p lovebychance05 16-06-2021 15 1   Download

The main contents of the chapter consist of the following: Interpreting financial statements, profitability ratios, operating profit margin (net profit) ratio, ROCE ratio, liquidity and working capital ratios, working capital ratios, current ratio or working capital ratios,...

32p nanhankhuoctai10 23-07-2020 8 1   Download

The main contents of the chapter consist of the following: Interpreting financial statements, profitability ratios, operating profit margin (net profit) ratio, operating profit margin (net profit) ratio, liquidity and working capital ratios, long-term financial stability,...

29p nanhankhuoctai10 23-07-2020 7 1   Download

The aim of this paper is to find out the financial efficiency of new generation private banks operating in India during the period 2007-08 to 2016 -17. A Regression analysis is used to find out how the independent variables are supporting dependent variables.

12p lucastanguyen 01-06-2020 17 2   Download

This paper aims at investigating the impact of non-performing loans on the ability to make profit of Vietnamese commercial banks in the period of 2008 to 2017 and draws a conclusion as well as recommendations to mitigate the risk.

14p kelseynguyen 26-05-2020 12 0   Download

This paper has objective to explore determinant of bank profitability with size as moderating variable. Internal ratio and macroeconomics variable are used to determine bank profitability. Return on Asset and Return on Equity are variable of bank profitability. Model Panel Data is used to determine bank profitability in Indonesia for period of 2007 to 2018. This research found that Net Interest Margin, Ratio of Operational Expenses to Operational Profit, Capital Adequacy Ratio and Loan to Deposits Ratio significantly affected profitability bank of return of Equity.

14p nguyenminhlong19 21-04-2020 31 0   Download

The paper highlights cost and returns of coffee growing by tribal farmers at Paderu division in Visakhapatnam district of Andhra Pradesh.Data collection was done using pre tested questionnaire administrated on 90 coffee producers selected randomly. According to the study small scale traditional farms had negligible fixed costs. So we have not taken the fixed costs in computation of cost of cultivation of coffee in the present study. The gross margin analysis indicates average total variable cost of coffee was Rs.

8p caygaocaolon3 27-02-2020 16 0   Download

The paper aims to explore how bonds issuance affects banking performance. This paper uses data panel to analyse the data for the period of 2008 to 2012. The result are as follows: BOPO (operational cost to Operational revenue), CAR (capital adequacy ratio), LDR (loan deposits ratio), NIM (Net Interest Margin) statistically significant affected the RoE (return on equity) but NPL (non-performance loan) does not affect RoE. BOPO, CAR, NIM and NPL statistically significant affected the RoA (return on assets), but LDR does not affect the RoA.

12p trinhthamhodang2 21-01-2020 17 0   Download

The present investigation was conducted in order to reduce labour as well as input cost for rice cultivation of rice growing predominantly small and marginal farmers of Mahabubnagar district of Telangana State of India. Eight row rice drum seeder was introduced and evaluated on farmer’s field during kharif 2013, 2014 and 2015 years. The seeder consists of eight seed drum made up of fiber which required only one operator to do the seeding. Two varieties viz., MTU1010 and Tellahamsa were sown. The seed was pre soaked for 24 hours followed by incubation for12 hours to just germinate the seed.

5p cothumenhmong1 08-12-2019 15 0   Download

In this chapter, the learning objectives are: explain how changes in activity affect contribution margin and net operating income, prepare and interpret a cost-volume-profit (CVP) graph and a profit graph, use the contribution margin ratio (CM ratio) to compute changes in contribution margin and net operating income resulting from changes in sales volume.

97p nomoney13 04-05-2017 28 2   Download

After studying chapter 5, you should be able to: Explain how changes in activity affect contribution margin and net operating income, prepare and interpret a cost volume-profit (CVP) graph and a profit graph, use the contribution margin ratio (CM ratio) to compute changes in contribution margin and net operating income resulting from changes in sales volume,...

15p tangtuy10 04-05-2016 50 2   Download

To put the profit values in perspective, we calculate profitability ratios. Rate of return on assets (ROA) is the farm operating profit (equal to net farm income plus interest expense less value of operator labor and management) divided by average total farm asset value (valued at current market value). Rate of return on assets is a measure of how much profit the farm business assets generated. The average 2005 dairy farm ROA (Market) was 3.2 percent, below 2004 value of 5.2 percent (Table 3). Return on equity tells a similar story.

18p doiroimavanchuadc 06-02-2013 73 7   Download

Business is one of the most diverse activities of mankind. Business operations typically handled by the business institutions such as companies, corporations, private ... but can also be active self of individuals.To evaluate the business, people have many different criteria such as revenue growth, profit margin, net profit ...

36p thuthuy 21-07-2009 329 112   Download