Rural credit market

The paper focuses on identifying the determinants of credit access in rural areas of Vietnam using the Red River Delta as the case study, including formal and informal credit. The paper uses data from Vietnam Household Living Standard Survey 2018 (VHLSS 2018) of General Statistics Office of Vietnam.

16p visherylsandberg 18-05-2022 4 2   Download

Overall, the author ables to replicate most estimates from Mu and van de Walle (2011). The author find a positive effect of rural roads on local market development. The impact estimates of the road project are not sensitive to the selection of the bandwidth in kernel propensity score (PS) matching. There are no significant effects of road projects on additional outcomes, including access to credit and migration.

30p caygaocaolon5 19-05-2020 14 1   Download

MNOs have grabbed the unbanked market including the rural areas that traditional banks have failed to access, traditional banks have been experiencing a decrease in the level of activity, including liquidity shortages, low deposits and limited credit availability. The MNOs have lower charges for transacting, and offer more convenience and accessibility as opposed to traditional banks. Interoperability between traditional banks and MNOs has been riddled with challenges from the main stream banking sector.

21p trinhthamhodang2 21-01-2020 39 1   Download

Vietnam coffee sector plays a crucial role not only in the country’s economy but also in the global coffee market, and improving coffee production efficiency may benefit coffee producers. However, smallholder coffee farming households still encounter many difficulties regarding resources and socio-economic conditions affecting coffee production efficiency.

20p danhnguyentuongvi27 18-12-2018 31 0   Download

China’s rural financial system has changed dramatically over the last twenty five years, but rural financial reforms were lagging behind changes in the real economy and required further economic transition. As in other countries moving towards a market economy, the reform of banking systems and the creation of efficient financial markets in China continues to be among the most difficult reform issues. Poorly functioning official financial markets push rural population to rely on informal institutions.

392p haiduong_1 03-04-2013 73 12   Download

Gender analysis is improving the quality of the World Bank’s adjust- ment and programmatic lending operations in a number of areas essential to growth and poverty reduction, including protection for displaced workers, access to land, and discrimination in the rural labor market. For example: The Vietnam Poverty Reduction Support Credit has been particular- ly strong in analyzing the likely gender impacts of state-owned enter- prise reform, and integrating this analysis into the design of safety net provisions for displaced workers.

49p machuavo 19-01-2013 65 4   Download

To gain a better understanding of the possible role of credit in improving house- hold food security and alleviating poverty in Malawi, in November 1994 the Inter- national Food Policy Research Institute and the Department of Rural Development, Bunda College of Agriculture, University of Malawi, initiated a research program on rural financial markets and household food security in Malawi. The main objective of the research program was to analyze the determinants of access to credit in Malawi and its impact on farm and nonfarm income and on household food security.

169p enterroi 01-02-2013 66 8   Download

The guidance of Lawrence Haddad and Sudhir Wanmali in providing an enabling research environment deserves special recognition. We thank John Pender, the IFPRI internal reviewer, and two anonymous external reviewers for their critical but very constructive comments, which helped us significantly improve the analysis in and presentation of the report.

50p enterroi 01-02-2013 50 4   Download

These interventions call for a series of actions, including creation of an appropriate institutional framework to support women's training, market linkages, access to credit and child care facilities, schooling infrastructure including incentives designed to reduce the drop out rate for girls, and maternal health care facilities to be spread out into remote rural areas. Given the current state of data in and about Afghanistan and the limited experience with a variety of actions, it is not possible to quantify precisely the impact of these actions.

80p le_minh_nha 18-12-2012 76 6   Download

Poverty reduction has two fundamental requirements: enabling the poor and marginal groups to participate in decisionmaking about their own development, and giving them access to capital, technology, credit, and land, especially in the case of the rural poor. Programs to deliver these basics must be designed with accuracy and sophistication within a frame- work of macroeconomic social policies whose main objective is poverty reduction.

101p thangbienthai 22-11-2012 66 8   Download