Time Perceived Risk

The study uses the linear structural modeling method to identify the influence of perceived risk factors (including: privacy risk, financial risk, psychological risk, time risk, operational risk) on perceived usefulness and intention to use Mobile Banking, and studies the effect of perceived usefulness on intention to use Mobile Banking. Based on the research results, the article proposes some comments and recommendations to promote the enhancement of Mobile Banking.

8p nhanchienthien 25-07-2023 7 5   Download

By using quantitative method, the research used Cronbach’s Alpha, EFA (Exploratory Factor Analysis) and multiple linear regression analysis to examine the model and hypotheses. The results indicate that Information Security Risk has strongest impact on online shopping intention; respectively following are Delivery Risk, Time Risk, Psycological Risk, Vendor’s Fraud Risk and Product Performance Risk. Conclusions together with suggestions are offered to help organisations and enterprises enhancing their online business efficiency and prestige.

11p huyetthienthan 23-11-2021 15 3   Download

This study aims to investigate the impacts of various factors on behavior intention and actual usage of mobile payment based on a risk-extended model of UTAUT2 as well as explore impacts of various individual risk aspects on the overall perceived risk toward mobile payment adoption. The research model was empirically examined utilizing 329 responses conducted from Vietnamese young people. The research results confirmed that performance expectancy, facilitating conditions, price value and habit altogether have direct effects on the intention to adopt mobile payment.

18p huyetthienthan 23-11-2021 19 5   Download

This study fill the gaps in exploring individual differences to predict consumer behaviors in mobile commerce context (Ovčjak et al., 2015, Sanakulov and Karjaluoto, 2015, Zhang et al., 2012). Particularly, the relative role of CFC-Immediate and CFC-Future in relation with perceived risk and perceived security, to predict consumer continuance intention to use mobile commerce is investigated in the current study.

20p cothumenhmong6 17-07-2020 19 1   Download

This chapter aims at providing a research background on mobile commerce. Also, this chapter postulates the research gaps. Briefly, it is the if and how the perception of risk and security simultaneously affects continuance intention to use mobile commerce under the influence of considerations of future consequences that generates the need to conduct this study. Also, based on the research gap, this study delineates the research methodology and research scope. Regarding the research methodology, this research includes two studies: the pilot study and the main study.

179p cothumenhmong6 17-07-2020 31 4   Download

The research inherited four factors from the research model of Nor, Nazarie, and Yusoff (2013): (1) Trust Propensity, (2) Testimonials, (3) Experience in Online Purchasing, (4) Financial Perceived Risk and based on the interview, the study developed two more factors: (5) Product Perceived Risk and (6) Time Perceived Risk.

13p vilusaka2711 18-11-2019 19 1   Download

to study how these perceived benefits and perceived risks influenced Internet users on buying apparel online. A survey of 298 white-collar women was carried out to identify the benefits and risks when buying apparel online. Five dimensions of perceived benefits (i.e. convenience shopping, abundance and liking product, competitive price, enjoyment, and comfortable shopping) and three dimensions of perceived risks (i.e. financial risk, product risk, and time risk) were ascertained by exploratory factor analysis.

12p vithomasedison2711 14-08-2019 35 2   Download

In Vietnam, online shopping is still in its early stages and consumers are reluctant to use the Internet for their shopping because of some barriers which have not yet clearly defined. The study examines four main online perceived risks - performance risk, financial risk, time risk and privacy risk - to see how they affect consumer’s attitude and online purchase intention.

16p danhnguyentuongvi 18-12-2018 30 1   Download

The presence of the financial safety net can affect the behaviour of bank stock prices. Explicit provisions such as deposit insurance and the access to liquidity facilities by the central bank, as well as the perceived availability of state support in times of distress, can affect market discipline by numbing creditors’ sensitivity to risk-taking by banks.

29p quaivattim 04-12-2012 63 5   Download

Real and perceived quality gaps in public coverage and delivery systems serve as an impetus for PHI purchases in some countries. Waiting times, increasing demand for choice, and perceptions of inadequacy of public systems are leading motivations in Ireland, Australia, Denmark, and the United Kingdom. Where public cover is not provided, primary PHI policies are purchased mainly to minimise the financial risks associated with illness. Finally, the diversity in consumer attitudes and preferences is difficult to compare across countries.

30p quaivatxanh 01-12-2012 71 7   Download

After more than a quarter century as a primary care educator, I am convinced that our graduates enter practice inadequately trained in the diagnosis and management of musculoskeletal problems and injuries. One reason for this perceived deficiency is the relatively short duration of primary care training—typically three years for family medicine, general internal medicine, and general pediatrics. During this time, there are just not enough months to teach all a clinician needs to know about diseases and trauma involving the musculoskeletal system.

311p xunu1311 03-11-2012 60 2   Download