Vietnam commercial banks

In this study, financial performance is assessed through three indicators ROA (return of assets), ROE (return of equity), NIM (net profit margin). Based on previous domestic and foreign studies, the research has selected a suitable model for Vietnam with 08 factors affecting financial performance including bank size (SIZE), equity to total assets (CAP), operating expenses to operating income (CIR), risk provision (RISK), bank age (AGE), fixed assets to total assets (TANG), gross domestic product growth rate (GDP) and inflation rate (INF).

9p longtimenosee09 08-04-2024 1 0   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 1 0   Download

The research focuses on investigating the impacts of Off-Balance Sheet (OBS) activities on the financial safety indicators of Vietnam joint-stock commercial banks. By utilizing information on the outcomes of OBS activities and three groups of financial safety indicators of the top ten joint-stock commercial banks by assets on the Vietnamese stock exchange (details provided in the Appendix), the author presents insights into the effects of these business operations on various financial safety indicator groups.

11p longtimenosee09 08-04-2024 0 0   Download

In this article, the author systematically generalizes in order to clarify the theoretical basis of credit quality, to recognize the current situation of credit quality at Vietnamese commercial banks in the period of 2018 - 2022.

9p longtimenosee09 08-04-2024 0 0   Download

In this paper, the author studies the impact of capital adequacy ratio on credit performance of Vietnamese commercial banks for both growth and credit risk aspects. Evaluate in detail and compare the difference of this relationship between commercial banks with different characteristics. Proposing a number of recommendations to help bank administrators and regulators be more proactive when assessing the impact of capital adequacy ratio on the individual characteristics of each bank.

10p longtimenosee09 08-04-2024 0 0   Download

In this article, the author presents the theoretical framework for digital transformation, bad debt, bad debt settlement at commercial banks, and evaluation about the current situation of bad debt handling at Vietnamese commercial banks. Thereby, the article proposes solutions to develop the positive factors and minimize the factors that prevent commercial banks from handling bad debts in the age of digital transformation.

9p longtimenosee09 08-04-2024 0 0   Download

In this article, the author mentions the theory of sustainable development of commercial banks, the criteria for assessing the level of development of commercial banks, and its practical application with proven data in the period 2017 - 2022 to assess the sustainable development of Vietnamese commercial banks and propose some solutions to sustainably develop Vietnamese commercial banks by 2030.

12p longtimenosee09 08-04-2024 2 0   Download

In the article, we mention issues related to capital adequacy and financial safety of commercial banks, especially in the context of digitalization of banking and financial activities. Analyzing the current situation of capital adequacy in financial safety of Vietnamese commercial banks in the period 2011-2020. From the assessments through the success, limitation and cause, the article proposes 7 groups of solutions to ensure capital adequacy and enhance financial safety for Vietnamese commercial banks in the current context.

10p longtimenosee09 08-04-2024 2 0   Download

This study examines the impact of ownership structures, foreign ownership, and concentrated ownership, on risk in Vietnamese commercial banks. We employ panel data analysis, considering financial metrics (ROA, ROE, ADZ), control variables (SIZE, LOA, LIQ, EFF), and macroeconomic conditions (δt). Results indicate that foreign ownership reduces risk, seen in lower standard deviations of ROA and ROE. In contrast, concentrated ownership increases risk, particularly in ROA.

11p longtimenosee09 08-04-2024 2 0   Download

This paper aims to research on moral hazard and moral risk management in business activities of commercial banks. From theory to practice, we could recognize the reality that Vietnamese commercial banks have faced many risks, especially moral hazard. Through practical analysis, from the achievements, limitations and causes, the article proposes some solutions to strengthen the management of moral risks in business activities of Vietnamese commercial banks in the coming time.

9p longtimenosee09 08-04-2024 3 0   Download

Commercial banks gradually form modern technology platforms and aim to perfect digital banking by 2030, which is one of the important strategies of the State Bank of Vietnam. Banks have achieved many successes in the process of digital transformation towards digital banking. However, there are still many obstacles and difficulties to overcome on the way to get there.

5p longtimenosee09 08-04-2024 1 0   Download

Journal of Finance & Accounting Research - No. 4 (17) - 2022 includes papers: Microprudential financial supervision for commercial banks, Public debt management in Vietnam: Issues and Recommendations, Improving investment attraction for economic and social development in Bac Ninh province, Results in monetary and fiscal complementarity to combat economic recession during the Covid-19 pandemic,...

96p longtimenosee09 08-04-2024 0 0   Download

This paper empirically analyses the factors that determine the profitability of Vietnamese commercial banks from 2010 to 2018 along with the efficiency of supply chain practices. Due to the balance sheet data of 26 commercial banks in Vietnam, we use regression models such as OLS, REM, FEM, and GMM to find the correlation between the factors with the profitability of the banks.

9p longtimenosee06 27-03-2024 2 2   Download

The article aimed to find out the main factors affecting trade finance activities in order to give out reasonable measures to enhance the activities, which generate “fee income” - the majority of non-interest income for the bank. By the exploratory factor analysis (EFA) method, the results showed that the diversification of services, especially UPAS L/C, has had the greatest positive impact on promoting trade finance.

13p viellison 28-03-2024 4 1   Download

The commercial banks are constantly implementing capital adequacy to meet Basel standards, primarily through the issuance of bonds to increase tier 2 capital sources to ensure capital safety and mobilize capital. Long-term to meet the market’s borrowing needs. For that reason, this article aims to study the factors affecting the capital adequacy ratio of joint-stock commercial banks in Vietnam to consider the impact of macroeconomic and internal factors.

8p longtimenosee04 06-03-2024 6 1   Download

The objective of this study is to provide empirical evidence on how boards of directors, one important internal governance mechanism, can affect the level of bank risk. Using a sample of 21 listed commercial banks in Vietnam over the period 2007-2022, this research finds that board size, the education level of board directors and the representation of women directors have negative impacts on bank risk-taking.

10p vigojek 02-02-2024 6 1   Download

The main purpose of the article is to model the main factors affecting non-performing loan incurred in the process of lending to clients in Vietnam's commercial joint stock banks during the period of 2009 - 2017. The theories and empirical research studies for the macro and micro factors affecting nonperforming loan are mentioned in the research paper.

18p vimarillynhewson 02-01-2024 4 2   Download

This study is an attempt to examine the determinants of Vietnamese commercial bank profitability under the moderating role of bank size. It uses the balanced panel data of 25 Vietnamese commerical banks in the period 2009-2021 and applies several regression estimation techniques such as FEM, REM, FGLS and PCSE.

11p vimichaelfaraday 28-12-2023 6 4   Download

This paper addresses the issue of "balancing the pension fund based on cash flows theory” by using a simulation approach to clarify compensation to maintain the balance of the pension fund, includes the following: Building up a model with several assumptions regarding demographic characteristics; The social insurance policies in Vietnam were employed such as basic salary, annual inflation rate, allowance per year, and savings’ interest rate of commercial banks.

8p vifriedrich 06-09-2023 6 3   Download

This study examines the impact of dividend policy on share price volatility in the Vietnam banking sector in the context of financial integration. Empirical study on the sample of 13 commercial banks listed on the stock exchange showed that dividend policy had significant effects on the share price movement.

22p viindra 06-09-2023 7 3   Download