Vietnamese banking system

This paper investigates the impact of macroprudential policies on Vietnamese public listed companies’ financial leverage over the period of 2007 to 2021. In 2011, Vietnamese Central Bank introduce credit restrictions as a monetary policy instrument to contain net credit creation by the financial sector and to safeguard the financial system as a whole. In this paper, we focus on the impact of such restrictions on the optimal leverage decision of Vietnamese non-financial firms.

12p longtimenosee09 08-04-2024 10 2   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 4 1   Download

In this article, the author mentions the theory of sustainable development of commercial banks, the criteria for assessing the level of development of commercial banks, and its practical application with proven data in the period 2017 - 2022 to assess the sustainable development of Vietnamese commercial banks and propose some solutions to sustainably develop Vietnamese commercial banks by 2030.

12p longtimenosee09 08-04-2024 8 2   Download

This study examines the impact of ownership structures, foreign ownership, and concentrated ownership, on risk in Vietnamese commercial banks. We employ panel data analysis, considering financial metrics (ROA, ROE, ADZ), control variables (SIZE, LOA, LIQ, EFF), and macroeconomic conditions (δt). Results indicate that foreign ownership reduces risk, seen in lower standard deviations of ROA and ROE. In contrast, concentrated ownership increases risk, particularly in ROA.

11p longtimenosee09 08-04-2024 5 1   Download

The research results will provide the scientific basis for commercial banks and the State Bank to propose appropriate policies to improve the efficiency and safety of the banking system.

9p vioraclene 01-04-2024 3 0   Download

This paper empirically analyses the factors that determine the profitability of Vietnamese commercial banks from 2010 to 2018 along with the efficiency of supply chain practices. Due to the balance sheet data of 26 commercial banks in Vietnam, we use regression models such as OLS, REM, FEM, and GMM to find the correlation between the factors with the profitability of the banks.

9p longtimenosee06 27-03-2024 4 2   Download

The article presents the construction principles, processes, and methods for building a system of exercises to assess the performance of Vietnamese expat students learning Vietnamese on a digital platform.

15p vibego 02-02-2024 7 0   Download

This study is an attempt to examine the determinants of Vietnamese commercial bank profitability under the moderating role of bank size. It uses the balanced panel data of 25 Vietnamese commerical banks in the period 2009-2021 and applies several regression estimation techniques such as FEM, REM, FGLS and PCSE.

11p vimichaelfaraday 28-12-2023 9 4   Download

This book is part of a publication series initiated by KfW on selected topics in the field of financial systems development, which is one of the core competencies of KfW Development Bank. This edition will focus on environmental finance. It will cover a broad range of issues including programmes to promote energy efficiency and renewable energies as well as innovative approaches such as weather insurance.

262p minhquan0690 19-09-2023 6 5   Download

This study aims at the impacts of diversification strategies on the Vietnamese bank’s performance. Using a sample of 13 listed banks from 2010 to 2019 and System Generalized Method of Moments (Sys-GMM) regression method, the author finds that income diversification results to lower bank profitability, as measured by the bank’s return on assets and return on equity.

12p viberkshire 09-08-2023 10 5   Download

In recent years, Vietnam has been increasingly integrated into the regional and global economy, has signed Free Trade Agreement (FTA), Trans-Pacific Strategic Economic Partnership (TPP) and joined the ASEAN Economic Community (AEC) which was established at the end of 2015. With the implementation of the international commitments in the financial sector, the commercial banking system in Vietnam will have a lot of opportunities as well as challenges.

11p tethientran 27-07-2023 10 5   Download

In Vietnam, the bank acts as a credit intermediary, an important player of the financial market, a main capital channel for the economy, thus banking operations affect and orientate economic development in scale and performance. The sustainability of business in the banking sector is extremely important to the bank’s success in the future, but it is still at an early stage in Vietnam. Based on the research and analysis of banking sector, the study also suggest the solution to develop the Vietnamese banking system toward sustainability.

8p nhanchienthien 25-07-2023 7 5   Download

The internal control system of commercial banks has become increasingly meaningful in the stable and sustainable development of the national financial system over the past time. In order to evaluate of internal control systems in the practical application of Vietnamese commercial banks, the authors conducted empirical research with 382 experts of most commercial banks in Vietnam. The results show that the internal control system of commercial banks has certain effects but still some shortcomings in each component.

9p nhanchienthien 25-07-2023 8 5   Download

This paper aims to analyze the effect of internal control on Vietnamese banks’ performance, especially at State-owned commercial banks. By using the qualitative research methods (discuss and interview the experts in those banks) and quantitative research method (multiple linear regression method), the authors have identified four factors that affect banks’ performance.

8p nhanchienthien 25-07-2023 9 5   Download

Over the last twenty years in Vietnam, it is witnessed the dramatic development in Vietnamese banking system regarding number, size, asset value, deposit, credit, interest rate, etc. This paper presented the deeper analysis regarding efficiency on top 10 Vietnamese commercial banks with recent information (in four latest quarters).

3p vicaptainmarvel 21-04-2023 13 5   Download

The article shows two main measures by which the Vietnamese took over and unified the banking system: First of all, it made careful calculations based on the legal basis to build the legality for the takeover and inheritance of the entire banking system of the former Saigon’s regime as well as its assets inside and outside Vietnam. Second, even while the country was still at war, it had prepared material and human conditions for the process of bank takeover and unification.

14p visherylsandberg 18-05-2022 4 2   Download

In Vietnam, commercial banks are coping with problems of enhancing internal management and risk control systems. Meanwhile, international integration requirements presses the banks to operate in line with international practices. Building and operating a modern management accounting system is an urgent requirement for Vietnamese commercial banks. At present, there is a severe lack of research on management accounting system in Vietnamese banks.

12p alucardhellsing 04-05-2022 24 2   Download

In the process of international integration, Vietnamese commercial banks have to compete with foreign banks not only in domestic market but also in international market. To be accordance with financial integration phase, Vietnam’s commercial banking system must stay stable and healthy; Increasce branch value; operate efficiently towards sustainable development.

7p vihassoplattner 07-01-2022 12 0   Download

Using regression model, the direction of effect is estimated. The model suggests that M&A between commercial banks in Vietnam make the profitability of surveyed banks deteriorated. Thus, M&A has negative impact on the profitability of banks. It is suggested that the reason for this decrease because the combination of strong bank with weak bank can lead to the decrease of profitability. This research helps to contribute to evaluate the impact of Restructuring Banking System Project in period 2011-2015 of Vietnamese Government.

16p huyetthienthan 23-11-2021 18 1   Download

Today, banks seem to be jumping on the bandwagon of Internet banking. Internet banking or electronic banking allows a customer of a financial institution to use services, to conduct financial transactions on a secured website. The purpose of this research is to learn about using Spring Boot to build and develop an online banking system.Some main contents mentioned in this research are the definition of Spring Boot, the reason for using Spring Boot, the use of Spring Boot in development the e-banking system, the result and evaluation.

8p huyetthienthan 23-11-2021 25 2   Download