Bank loans

The paper used secondary data collected from the branch and primary data gathered from 50 representative customers and 10 credit officers related the group lending of the branch. Data analysis methods consisted of descriptive statistics and comparative analysis, incorporated with the measurements for bank performance and quality.

10p vibecca 01-10-2024 4 2   Download

Liquidity risk, which tends to compound other risks such as credit and market risks, has become one of the principal risks in banks. Thus, this study examined the determinants of liquidity risk measured by the loan deposit ratio (LDR).

9p vibecca 01-10-2024 2 2   Download

Creating credit is the main income-generating activity for banks. However, granting credit always comes with risks. Credit risk is the risk of losing part or all of a debt due to failure to pay on time or default. Credit risk is considered the most important risk affecting banking performance. Therefore, this study measured the effect of credit risk on the financial performance of Vietnamese commercial banks.

13p vibecca 01-10-2024 3 1   Download

One of the natural consequences of lending practices by banks and credit institutions has been the creation of deferred and doubtful loans- a phenomenon that has become a major concern for these institutions and has had a negative impact on their revenue and expenditure. From an internal perspective, operating costs, work efficiency, profitability, customer service, branch rank, employee wages and salaries, and other qualitative indicators are significantly affected.

10p longtimenosee10 26-04-2024 3 2   Download

Luận văn "Pháp luật về thế chấp tài sản để đảm bảo thực hiện nghĩa vụ của doanh nghiệp Việt Nam vay vốn Ngân hàng Hua Nan Commercial Bank, Ltd Đài Loan" với mục tiêu là thông qua việc hệ thống hóa cơ sở lý luận và phân tích quy định pháp luật về đảm bảo thực hiện nghĩa vụ, về thế chấp tài sản của doanh nghiệp Việt Nam vay vốn ngân hàng HNCB TW; đánh giá thực trạng về cho vay, cấp tín dụng có thế chấp tài sản của Ngân hàng Hua Nan Commercial Bank cho khách hàng là doanh nghiệp Việt Nam.

91p phuong10693 19-06-2023 20 13   Download

General research objectives: The thesis aims to studying the credit risk management on loan portfolios in Vietnamese commercial banks, then proposes solutions and recommendations for improvement.

42p themeg 02-06-2021 60 7   Download

The thesis aims to study the theoretical framework and the actual state of state management of the state bank for bad debts of the Vietnamese commercial banking system, thereby proposing views and solutions to help the SBV promote its role. State management role for Vietnam's commercial banking system in managing and controlling bad debts effectively.

25p kethamoi12 15-05-2021 23 4   Download

This study adopts a binary logistic regression model to evaluate the impact of the Vietnam Bank for Social Policy’s loans on poor and near poor households in Trang Bom district, Dong Nai province in the above-mentioned period. The research results indicate that the Bank's loans have a significant and positive influence on poverty reduction.

9p larachdumlanat129 14-01-2021 13 2   Download

The thesis aims to studying the credit risk management on loan portfolios in Vietnamese commercial banks, then proposes solutions and recommendations for improvement.

42p mmlemmlem_124 22-12-2020 26 4   Download

The research objective of the thesis is to analyze the theoretical basis of loan portfolio governance, find out the experience of loan portfolio governance of some banks in the world, to propose solutions to improve the implementation of loan portfolio governance at Vietcombank.

27p trinhthamhodang8 20-10-2020 20 3   Download

The research objective of the thesis is to study the factors affecting lending decisions to small and medium enterprise customers at commercial banks in the Northwestern sub-region of Vietnam.

0p trinhthamhodang8 20-10-2020 23 0   Download

The second essay examines the effect of banking system reform, which is defined by the presence of foreign banks, on investment-cash flow relation in a context of a small transition economy. I find evidence that the presence of foreign banks in Vietnam results in decreasing in firm’s dependence on local banks and has changed their financial constraint. Company investments are less reliant on internal cash flow in the post reform period.

178p kequaidan6 15-07-2020 23 2   Download

A new model of banks conceptualized by the Reserve Bank of India (RBI) is popularly known as Payment Bank. As these banks cannot issue loans and credit cards, but both current and savings accounts can be operated by such banks. Money is the life blood of every economy.

8p guineverehuynh 17-06-2020 32 3   Download

This paper examines the concerns and issues in agricultural funding in Pune District. It analyses the awareness and usage of agricultural credit by Marginal and small farmers in Pune district.

10p guineverehuynh 17-06-2020 7 1   Download

The conceptual framework for this study was the theory of economic efficiency. Data consisted of semistructured interviews, annual fiscal reports, and proxy statements. All interpretations of the data were subjected to member checking to ensure trustworthiness of interpretations. Yin’s method of qualitative data analysis was adopted, which consisted of five sequential steps: compiling the data, disassembling the data, reassembling the data, interpreting the meaning of the data, and drawing conclusions from the data.

141p chauchaungayxua2 04-01-2020 26 5   Download

This study may contribute to social change by providing bank leaders with additional tools to prevent future bank failures and the confidence to make new commercial and residential mortgage loans, thereby creating jobs, lowering poverty, increasing income levels, and contributing to a more stable economy in which small banks operate.

150p chauchaungayxua2 04-01-2020 13 1   Download

Bài viết trình bày các lý thuyết mô hình nghiên cứu hành vi ứng dụng công nghệ của các cá nhân nghiên cứu E-banking tại Việt Nam qua tìm hiểu một số mô hình nghiên cứu tại Thái Lan, Hồng Công, Đài Loan… Đề xuất tăng cường sự thuận tiện, giảm rủi ri cảm nhận, tăng cường sự dễ sử dụng, tăng cường ích lợi cảm nhận, thái độ tích cực và tăng cường dự định sử dụng E-banking.

8p cothumenhmong 01-11-2019 57 3   Download

Small and Medium Enterprises are the driving force for the promotion of an economy. Due to its significance, all the countries either, developed or developing, are concentrating on the development of SME‟s. It is admitted fact that encouraging entrepreneurship is a key to improve competitiveness, boost trade volume, fostering economic activities and creation of job opportunities. Small enterprises are considered as main driver for innovation, poverty reduction, employment generation and social integration.

130p nguyenyenyn117 18-06-2019 37 6   Download

This research aims to assess how the student loans have been affected by the political instability in the country. Accordingly, primary data and second data were collected in order to run the analysis on the theme. The first one was collected from interviews and questionnaires while the second one from articles, books and academic articles to constitute the literature review. Moreover, gaps were identified in the existing knowledge about the theme and were discussed and analysed.

75p nguyenyenyn117 18-06-2019 43 5   Download

This project report is an analysis of the current situation, needs, and potential medium-and long-term strategies to develop agricultural research and extension in Viet Nam. The report provides a long-term road map for agriculture research and extension assistanceand it will be used as a basis for the development of a forthcoming ADB technical assistance, which will in turn be used as a basis for a proposed investment loan in Agricultural Science and Technology.

281p pechi1412 25-11-2015 33 6   Download