Banking credit

The paper used secondary data collected from the branch and primary data gathered from 50 representative customers and 10 credit officers related the group lending of the branch. Data analysis methods consisted of descriptive statistics and comparative analysis, incorporated with the measurements for bank performance and quality.

10p vibecca 01-10-2024 4 2   Download

Liquidity risk, which tends to compound other risks such as credit and market risks, has become one of the principal risks in banks. Thus, this study examined the determinants of liquidity risk measured by the loan deposit ratio (LDR).

9p vibecca 01-10-2024 2 2   Download

Creating credit is the main income-generating activity for banks. However, granting credit always comes with risks. Credit risk is the risk of losing part or all of a debt due to failure to pay on time or default. Credit risk is considered the most important risk affecting banking performance. Therefore, this study measured the effect of credit risk on the financial performance of Vietnamese commercial banks.

13p vibecca 01-10-2024 3 1   Download

In Vietnam, digital transformation has been considered as the leading strategy of commercial banks, especially in terms of credit risks. Therefore, they must identify how their digital transformation affects their credit risks to maintain effective operation and steady growth in a complex and changing market environment.

12p viormkorn 27-09-2024 4 2   Download

This paper studies the effect of government contracts on trade credit by using a crosscountry firm-level data from the Enterprise Surveys of the World Bank with 10,200 observations. We apply the instrumental variable to take into account the endogeneity problem caused by the simultaneous relationship between government contracts and trade credit. Our empirical results show that government contracts have negative effects on trade credit.

29p toduongg 24-08-2024 3 0   Download

International payment is the fulfillment of payment obligations and entitlement to currency benefits arising from economic and non-economic activities between organizations, individuals of one country with organizations, individuals of another country, or between a nation and an international organization, through relationships between banks of the relevant countries.

5p zizaybay1101 09-05-2024 10 3   Download

One of the natural consequences of lending practices by banks and credit institutions has been the creation of deferred and doubtful loans- a phenomenon that has become a major concern for these institutions and has had a negative impact on their revenue and expenditure. From an internal perspective, operating costs, work efficiency, profitability, customer service, branch rank, employee wages and salaries, and other qualitative indicators are significantly affected.

10p longtimenosee10 26-04-2024 3 2   Download

This thesis examines the determinants of bank equity risk and credit risk as well as providing an analysis of the change in bank equity risk following the formation of Economic and Monetary Union (EMU). It is motivated by the increasing interest in bank risk research particularly since the formation of EMU and the global financial crisis. The study considers a range of financial institutions across 36 countries from the period of 1995-2006.

392p runthenight04 02-02-2023 5 2   Download

The thesis does an overall research on the theory and practice of artificial intelligence in credit risk management, thereby proposing solutions for application of artificial intelligence in risk management at Vietnam Bank for Agriculture and Rural Development.

37p unforgottennight08 06-10-2022 13 4   Download

The research objective of the topic is to analyze the current situation of using the credit derivatives tool, explore the conditions, and propose solutions and recommendations to improve the conditions for using the credit derivatives tool in credit risk management at Vietnamese commercial banks.

45p badbuddy10 21-04-2022 37 6   Download

The research content of the thesis explores the profitability ratio of commercial banks; credit risk of commercial banks; other factors affecting profitability of commercial banks; foundational theories...

12p gaocaolon12 14-06-2021 13 2   Download

Most of the researches in the world give different concepts, according to different standard views on developing non-credit services. In Vietnam, most studies have not generalized a pure Vietnamese concept. This limits the system of evaluation criteria to measure the development level of non-credit services at commercial banks.

27p petsematary 06-06-2021 20 5   Download

Research objectives: The thesis aims to systematize theoretical basis of bank credit for new rural construction, analyze and evaluate banking credit activities for new rural construction in the South Central region; on that basis, the thesis proposes some solutions to promote contribution of bank credit activities to new rural construction in South Central provinces.

27p themeg 02-06-2021 26 4   Download

General research objectives: The thesis aims to studying the credit risk management on loan portfolios in Vietnamese commercial banks, then proposes solutions and recommendations for improvement.

42p themeg 02-06-2021 60 7   Download

Research objectives: General research objectives: the thesis aims to study the impact of macroprudential policy on systemic risk in commercial banks. The thesis targets to five specific objectives as follows: Firstly, presenting theoretical background of systemic risk, macroprudential policy and the impact of macroprudential policy on systemic risk. Secondly, analyzing, quantifying and evaluating the current situation of systemic risk of Vietnam commercial banks using SRISK.

31p themeg 02-06-2021 59 4   Download

General research objectives: Assessing the effectiveness of VAMC's NPL resolution to Vietnamese credit institutions and proposing solutions to improve the efficiency of handling NPLs for VAMC.

28p themeg 02-06-2021 35 3   Download

Overall objectives: The overall goal is to study the theory and practice of the credit risk early warning system at Vietnamese commercial banks to provide solutions and recommendations to complete the credit risk early warning system at commercial banks in Vietnam.

25p themeg 02-06-2021 15 3   Download

The general objective of this study is to apply the relevant theories in assessing the intended behavior of individual investors, listed companies to the use of corporate credit rating services in Vietnam. In order to be able to make recommendations to develop the corporate credit rating market in Vietnam.

26p angicungduoc11 17-04-2021 27 3   Download

The content of the thesis presents an overview of individual business households in Vietnam and household credit access; Research results of factors affecting credit access of individual business households in Vietnam.

0p nguathienthan10 23-02-2021 44 4   Download

The thesis on credit risk management at Vietnam Prosperity Joint Stock Commercial Bank comprises of the reality of credit risks, management and several factors affecting such process.

27p trinhthamhodang1217 14-01-2021 30 4   Download