Commercial bank

The study highlights the challenges that banks need to consider during the digital transformation process, specifically credit risk management to be able to take full advantage of the benefits brought by digital transformation.

12p viwalton 02-07-2024 0 0   Download

The role of employees is vital for service businesses. Therefore, maintaining employee satisfaction plays a significant role in the performance of service companies. The topic shows a comprehensive picture of the level of job satisfaction of officers and employees working in the commercial banking system in Ho Chi Minh City through 09 aspects of satisfaction. Regression results of the study prove that job satisfaction in the aspect of “Communication of information” has the most substantial impact on the “General satisfaction” of employees.

13p leminhvu111 07-06-2024 1 0   Download

Business growth and profit development are always the criteria for banks to implement and develop. Along with the development of science and technology, banking management and administration in the digital era is considered an important and urgent issue. Therefore, the issue of executive management capacity of commercial bank in the digital era is mentioned in the research. At the same time, the study also points out a number of results, experiences and new points in executive management capacity required at Vietnamese commercial banks in the digital era.

13p leminhvu111 07-06-2024 0 0   Download

This research delves into the assessment of Capital Adequacy Ratio (CAR) among Joint-Stock Commercial Banks (JSCBs) in Vietnam from 2015 to 2022. It investigates the variations in CAR over this period and explores its association with key financial metrics, including Return on Assets (ROA), Deposit Ratio (DEP), Liquidity (LIQ), Loan-to-Asset Ratio (LOA), Loan Loss Reserve (LLR), Non-Performing Loan Ratio (NPL), Leverage (LEV), bank size (SIZE), and the scale of board governance (BoardS).

9p leminhvu111 07-06-2024 1 0   Download

The study aimed to determine factors affecting the decisions of individuals to deposit in their accounts at the VietinBank branch in An Giang Province. In this study, a questionnaire was prepared and used to investigate 250 individuals who have or have not done transactions at the An Giang branch of VietinBank. The estimated results derived from the Probit model showed that the deposit decision is largely governed by the deposit interest rate, quality of customer services, business location, promotion, and individual’s level of education, age and income.

10p leminhvu111 07-06-2024 0 0   Download

This research explores the influence of various factors on the effectiveness of financial analysis methods and processes employed by enterprises in commercial banks. Financial analysis plays a crucial role in assessing the health and performance of businesses, making its efficiency of paramount importance. Through a combination of qualitative and quantitative research methods, this study investigates internal and external factors that may impact the efficacy of these processes.

10p leminhvu111 07-06-2024 1 0   Download

The article mentions the impacts of the fourth industrial revolution and digital banking on the development of non-cash payments at commercial banks. Research shows that non-cash payments are affected by cybersecurity issues in the new context, requiring changes to adapt. Analyzing the current situation, limitations and causes, the article mentions directions and solutions to improve quality and solve challenges to ensure that the digital banking development process is an issue for everyone, and with the Vietnamese banking industry.

9p leminhvu111 07-06-2024 1 0   Download

Industrial Revolution 4.0 with core elements of artificial intelligence, internet connection and big data has been opening up many methods and providing many means in digital transformation of the economy. in general and the commercial banking system in particular; In particular, Blockchain technology has become the foundation for the development of UPAS L/C in international payments.

10p leminhvu111 07-06-2024 1 0   Download

LPBank a relatively young joint-stock commercial bank, has identified its direction as being a market-responsive leader. To effectively compete with domestic and international counterparts, LPBank requires sustainable business solutions to increase income.

9p leminhvu111 07-06-2024 0 0   Download

The findings show that convenience, quality information, security, reliability, responsiveness, and website design significantly impact customer satisfaction, with reliability being the dimension with the most substantial impact. The study also provides significant implications for academicians and practitioners. The study offers valuable perspectives for commercial banks aiming to enhance their e-banking services and guarantee customer satisfaction.

13p leminhvu111 07-06-2024 1 0   Download

The research plays a role in discovering factors affecting green banking activities, thereby contributing to raising customers’ awareness of green banking in the sustainable development of banking in Vietnam. In addition, the research serves as a basis for planners to set forth directions to increase awareness and social responsibility of the commercial banking system for environmental protection and combating climate change.

9p leminhvu111 07-06-2024 0 0   Download

The rest of our paper is organized as follows. First, we present theoretical and related works to ours. Then, we outline our research design and econometric methods. After reporting the empirical on the baseline and additional analyses, we discuss theoretical and practical implications to end this current article.

18p vijaychest 16-05-2024 2 0   Download

This paper empirically examines Fintech’s impact on bank profitability, employing various estimation methods, including Pooled Ordinary Least Squares (OLS), Random Effect Model (REM), and Fixed Effect Model (FEM), along with tests for multicollinearity and heteroscedasticity. Data from seventeen publicly listed commercial banks in Vietnam from 2017 to 2021 are analyzed. Findings indicate that specific Fintech indicators, such as technology application adoption and online banking services, positively influence commercial bank profitability.

11p dathienlang1012 03-05-2024 0 0   Download

"Impact mechanism between digital transformation, fintech status and risk taking of Vietnamese commercial banks" following conclusions are drawn: (1) Digital transformation has a significant positive impact on the fintech status of commercial banks; and (2) Bank fintech innovation and application increases bank credit and liquidity risk but reduces insolvency risk. This article adds to the theoretical and empirical evidence on the role of fintech in banks’ risk taking. Thereby, the article proposes some recommendations from a micro perspective for commercial banks.

11p dathienlang1012 03-05-2024 1 0   Download

This study is to determine impacts of the dynamics of digital transformation as a strategic choice of banks on their performance under constant changes of technology, notably financial technologies and relatively stable market conditions such as macroeconomic policies, legal framework and industry structure. A sample of 23 Listed Commercial Banks in Vietnam was used that is based on the availability of ICT readiness index as a measure for the banks’ initial stages to prepare for digital transformation journey.

10p dathienlang1012 03-05-2024 1 0   Download

This article explores the opportunities and challenges that Vietnamese commercial banks encounter in their pursuit of Financial Technology (FinTech) development. Vietnam’s burgeoning economy and increasing digital adoption provide fertile ground for FinTech innovation. While opportunities include financial inclusion and economic growth, challenges encompass regulatory complexities, cybersecurity threats, and competition from standalone FinTech startups.

8p dathienlang1012 03-05-2024 4 0   Download

The article "Enhancing collaboration between commercial banks and fintech companies as a solution for developing green banking services in Vietnam" will address some fundamental aspects: (i) The essence of developing green banking services and the technological foundation for this development; (ii) The necessity of cooperation between commercial banks and fintech companies in the development of green banking services; (iii) The practical aspects of collaboration between commercial banks and fintech companies in the development of green banking services and the issues raised; (iv) Some solut...

10p dathienlang1012 03-05-2024 3 0   Download

This study attempts to establish the relationship between knowledge management strategy and organizational change in commercial banks in Kenya. The findings of this study are consistent with theory in that knowledge management strategy was found to have given banks dynamic capabilities in pursuit of a firm’s goals such as organizational change.

12p viohoyo 25-04-2024 6 1   Download

Curriculum "English for Finance and banking (Major in: English - Associate degree)" includes the following main contents: Chapter I: Basic Terms; Chapter II: Money and Banking; Chapter III: Cooperate Finance. We invite you to take a look!

54p gaupanda026 25-04-2024 6 3   Download

Curriculum "English for Finance and banking (Major in: English - Associate degree)" compiled to help students repeat terms related to the field of Banking and Finance in English on topics: Personal Banking, Commercial Banking, Central Banking, Investment Banking;... We invite you to take a look!

54p gaupanda026 25-04-2024 8 2   Download