Commercial Economics

Aqueous-based film coating has become routine in the pharmaceutical industry. This process eliminates the use of organic solvents and thus avoids economic, environmental, and toxicological issues related to residual solvents and solvent recovery. Aqueous-based coating, however, is complex and many variables may impact the final product and its performance.

407p vimeyers 29-05-2024 2 2   Download

Academic research on developed countries has scientifically evaluated the role of entrepreneurship on economic growth, market expansion, commercializing innovation, and reducing unemployment. In this research, regions or industries with higher rates of entrepreneurship show higher levels of innovation and economic growth.

224p vimeyers 29-05-2024 5 2   Download

This article explores the opportunities and challenges that Vietnamese commercial banks encounter in their pursuit of Financial Technology (FinTech) development. Vietnam’s burgeoning economy and increasing digital adoption provide fertile ground for FinTech innovation. While opportunities include financial inclusion and economic growth, challenges encompass regulatory complexities, cybersecurity threats, and competition from standalone FinTech startups.

8p dathienlang1012 03-05-2024 4 0   Download

A study of the state of the theory of fuzzy sets shows that until recently in Russia there were almost no studies in the chemical sector of the economy and finance using fuzzy analysis and forecasting, although by that time all necessary prerequisites for modeling financial systems had been created. The current situation in Russia is characterized by a high degree of science lagging behind the requests of state and commercial supply chain management.

6p longtimenosee10 26-04-2024 2 1   Download

In this study, financial performance is assessed through three indicators ROA (return of assets), ROE (return of equity), NIM (net profit margin). Based on previous domestic and foreign studies, the research has selected a suitable model for Vietnam with 08 factors affecting financial performance including bank size (SIZE), equity to total assets (CAP), operating expenses to operating income (CIR), risk provision (RISK), bank age (AGE), fixed assets to total assets (TANG), gross domestic product growth rate (GDP) and inflation rate (INF).

9p longtimenosee09 08-04-2024 3 2   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 4 1   Download

The research focuses on investigating the impacts of Off-Balance Sheet (OBS) activities on the financial safety indicators of Vietnam joint-stock commercial banks. By utilizing information on the outcomes of OBS activities and three groups of financial safety indicators of the top ten joint-stock commercial banks by assets on the Vietnamese stock exchange (details provided in the Appendix), the author presents insights into the effects of these business operations on various financial safety indicator groups.

11p longtimenosee09 08-04-2024 4 2   Download

In this article, the author systematically generalizes in order to clarify the theoretical basis of credit quality, to recognize the current situation of credit quality at Vietnamese commercial banks in the period of 2018 - 2022.

9p longtimenosee09 08-04-2024 2 1   Download

In this paper, the author studies the impact of capital adequacy ratio on credit performance of Vietnamese commercial banks for both growth and credit risk aspects. Evaluate in detail and compare the difference of this relationship between commercial banks with different characteristics. Proposing a number of recommendations to help bank administrators and regulators be more proactive when assessing the impact of capital adequacy ratio on the individual characteristics of each bank.

10p longtimenosee09 08-04-2024 3 1   Download

In this article, the author mentions the theory of sustainable development of commercial banks, the criteria for assessing the level of development of commercial banks, and its practical application with proven data in the period 2017 - 2022 to assess the sustainable development of Vietnamese commercial banks and propose some solutions to sustainably develop Vietnamese commercial banks by 2030.

12p longtimenosee09 08-04-2024 8 2   Download

This article examines the factors influencing the development of electronic banking services at LienViet Post Joint Stock Commercial Bank (LPBank). The results reveal seven factors that significantly impact the development of electronic banking services at LPBank, ranked in order of importance from high to low: Service products, Staff service capabilities, Accessibility convenience, Technological system, Reachability, Marketing & customer care, and finally, Security.

14p longtimenosee09 08-04-2024 5 2   Download

In this article, the author presents the theoretical framework for digital transformation, bad debt, bad debt settlement at commercial banks, and evaluation about the current situation of bad debt handling at Vietnamese commercial banks. Thereby, the article proposes solutions to develop the positive factors and minimize the factors that prevent commercial banks from handling bad debts in the age of digital transformation.

9p longtimenosee09 08-04-2024 1 1   Download

Stemming from the above practice, the author chooses: “Business efficiency of Bankque Pour Le Commerce Exterieur Lao Public“ as the research topic of doctoral thesis in finance - banking. The study of the business efficiency of the Bankque Pour Le Commerce Exterieur Lao Public is necessary to provide orientations and solutions to improve the business efficiency of the Bankque Pour Le Commerce Exterieur Lao Public, contributing to improving the bank’s competitiveness. As well as strengthen the commercial banking system in Laos.

16p longtimenosee09 08-04-2024 4 2   Download

The article is organized in 3 parts: (i) Part 1: Providing a theoretical basis for financial solutions for sustainable digital transformation at commercial banks; (ii) Part 2: Reality of financial solutions for digital transformation at commercial banks of Viet Nam; (iii) Part 3: Finalizing financial solutions for sustainable digital transformation at commercial banks of Viet Nam.

10p longtimenosee09 08-04-2024 5 2   Download

In the article, we mention issues related to capital adequacy and financial safety of commercial banks, especially in the context of digitalization of banking and financial activities. Analyzing the current situation of capital adequacy in financial safety of Vietnamese commercial banks in the period 2011-2020. From the assessments through the success, limitation and cause, the article proposes 7 groups of solutions to ensure capital adequacy and enhance financial safety for Vietnamese commercial banks in the current context.

10p longtimenosee09 08-04-2024 3 1   Download

This paper aims to research on moral hazard and moral risk management in business activities of commercial banks. From theory to practice, we could recognize the reality that Vietnamese commercial banks have faced many risks, especially moral hazard. Through practical analysis, from the achievements, limitations and causes, the article proposes some solutions to strengthen the management of moral risks in business activities of Vietnamese commercial banks in the coming time.

9p longtimenosee09 08-04-2024 10 2   Download

This study examines the impact of ownership structures, foreign ownership, and concentrated ownership, on risk in Vietnamese commercial banks. We employ panel data analysis, considering financial metrics (ROA, ROE, ADZ), control variables (SIZE, LOA, LIQ, EFF), and macroeconomic conditions (δt). Results indicate that foreign ownership reduces risk, seen in lower standard deviations of ROA and ROE. In contrast, concentrated ownership increases risk, particularly in ROA.

11p longtimenosee09 08-04-2024 5 1   Download

Digital transformation in banking integrates digitalization and technology into all banking sectors. This integration has great significance to the development of the banking industry in modifying and upgrading business processes and optimizing customers’ needs in banking services. However, there are still challenges in the new context after Covid 19, artificial intelligence, information security in the industrial revolution 4.0, high-quality personnel, and governance at digital banks.

14p longtimenosee09 08-04-2024 4 2   Download

Commercial banks gradually form modern technology platforms and aim to perfect digital banking by 2030, which is one of the important strategies of the State Bank of Vietnam. Banks have achieved many successes in the process of digital transformation towards digital banking. However, there are still many obstacles and difficulties to overcome on the way to get there.

5p longtimenosee09 08-04-2024 4 2   Download

The article presents general issues about commercial legal entities, conditions for commercial legal entities that commit crimes to bear criminal liability according to the provisions of Vietnamese criminal law; Crimes in the chapter on crimes of violating the economic management order in the fields of production, business and commerce for which commercial legal entities must bear criminal responsibility.

13p longtimenosee09 08-04-2024 5 2   Download