Commercial importance

Creating credit is the main income-generating activity for banks. However, granting credit always comes with risks. Credit risk is the risk of losing part or all of a debt due to failure to pay on time or default. Credit risk is considered the most important risk affecting banking performance.

13p viwalton 02-07-2024 1 1   Download

Business growth and profit development are always the criteria for banks to implement and develop. Along with the development of science and technology, banking management and administration in the digital era is considered an important and urgent issue. Therefore, the issue of executive management capacity of commercial bank in the digital era is mentioned in the research. At the same time, the study also points out a number of results, experiences and new points in executive management capacity required at Vietnamese commercial banks in the digital era.

13p leminhvu111 07-06-2024 0 0   Download

This research explores the influence of various factors on the effectiveness of financial analysis methods and processes employed by enterprises in commercial banks. Financial analysis plays a crucial role in assessing the health and performance of businesses, making its efficiency of paramount importance. Through a combination of qualitative and quantitative research methods, this study investigates internal and external factors that may impact the efficacy of these processes.

10p leminhvu111 07-06-2024 1 0   Download

Ebook The ultimate business library is an objective selection of books. Views on the selection were canvassed on both sides of the Atlantic. Some contain the germ of a great idea; others are brimming with genius. Some were highly influential despite obvious deficiencies; others were commercial failures yet contain ideas which have proved enduringly important and practically useful.

352p vimeyers 29-05-2024 3 2   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 4 1   Download

This article examines the factors influencing the development of electronic banking services at LienViet Post Joint Stock Commercial Bank (LPBank). The results reveal seven factors that significantly impact the development of electronic banking services at LPBank, ranked in order of importance from high to low: Service products, Staff service capabilities, Accessibility convenience, Technological system, Reachability, Marketing & customer care, and finally, Security.

14p longtimenosee09 08-04-2024 5 2   Download

Commercial banks gradually form modern technology platforms and aim to perfect digital banking by 2030, which is one of the important strategies of the State Bank of Vietnam. Banks have achieved many successes in the process of digital transformation towards digital banking. However, there are still many obstacles and difficulties to overcome on the way to get there.

5p longtimenosee09 08-04-2024 4 2   Download

Newborn screening aims to identify individual patients who could benefit from early management, treatment, and/or surveillance practices. As sequencing technologies have progressed and we move into the era of precision medicine, genomic sequencing has been introduced to this area with the hopes of detecting variants related to a vastly expanded number of conditions.

13p vibransone 28-03-2024 7 2   Download

Ebook "Principles of polymer chemistry (Third edition)" undergoes a change of character in the third edition. Where earlier editions covered organic polymer chemistry, the third edition covers both physical and organic chemistry. Thus kinetics and thermodynamics of polymerization reactions are discussed. This textbook contains review questions at the end of every chapter, references for further reading, and numerous examples of commercially important processes.

810p coduathanh1122 27-03-2024 4 1   Download

The objective of this study is to provide empirical evidence on how boards of directors, one important internal governance mechanism, can affect the level of bank risk. Using a sample of 21 listed commercial banks in Vietnam over the period 2007-2022, this research finds that board size, the education level of board directors and the representation of women directors have negative impacts on bank risk-taking.

10p vigojek 02-02-2024 8 1   Download

DPF is an important device in the exhaust system of Diesel engine. In this paper we simulate velocity and pressure distributions in DPF to determine kinematic and hydraulic characteristics. This will provide the basis for designing and selecting size of channels in DPF. Numerical simulations were made using ANSYS Fluent commercial software and OpenFOAM open-source software.

11p vimarillynhewson 02-01-2024 2 1   Download

"Standard Specification for Steel, Sheet, Carbon, and High-Strength, Low-Alloy for Pressure Vessels" covers hot-rolled carbon steel sheet for pressure vessels involving fusion welding or brazing. Welding and brazing technique is of fundamental importance and shall be in accordance with commercial practices.

4p hth_hn_vn 10-12-2023 7 4   Download

Commercially produced herbal green teas consumed in Ghana are mostly those imported into the country. However, there are many plants such as “Srenunum” (Lippia multiflora) and lemongrass (Cymbopogon citratus), that are used by Ghanaians to brew herbal tea. The objectives of this study were to develop a tea product from the aforementioned herbs and “reishi” (Ganoderma lucidum), a medicinal mushroom.

8p viisac 23-09-2023 4 1   Download

The purpose of this paper is to analyze factors influencing banking service quality regarding supply chain finance (SCF)- evidence from Vietnam Technology and Commercial Joint Stock Bank. It is indicated that to involve financial service providers in the integrated management of supply chain is important to stimulus flows of cash, products and information.

14p viberkshire 09-08-2023 7 4   Download

Patchouli (Pogostemon cablin (Blanco) Benth.) is a plant producing an important essential oil plant for the perfume industry. Moreover, it also has a high medicinal value. This study aims to investigate the effects of several factors, including cutting types, cultivating seasons, and commercial rooting stimulants, on the rooting process of patchouli cuttings.

7p viberkshire 09-08-2023 5 2   Download

Forward osmosis (FO) has received considerable interest for water and energy-related applications in recent years. However, FO has not been commercialized yet because of a few reasons. The lack of a high-performance FO membrane is one of the important barriers.

11p viannee 02-08-2023 6 3   Download

Part 1 of ebook "Export-Import theory, practices, and procedures (Second edition)" provide readers with content about: overview of international trade; export marketing and strategy; executing the transactions; payment terms and procedures;... Please refer to the part 1 of ebook for details!

243p kimphuong0712 02-08-2023 11 5   Download

Continued part 1, part 2 of ebook "Export-Import theory, practices, and procedures (Second edition)" provide readers with content about: financing techniques and vehicles; export regulations and tax incentives; import procedures and techniques; intellectual property rights;... Please refer to the part 2 of ebook for details!

455p kimphuong0712 02-08-2023 11 5   Download

Loan portfolio management plays important role in risk controlling system of commercial banks. The crucial idea of this paper is to examine theoretically two econometric models which can be used for loan portfolio management. These two models are credit portfolio view model and evaluation model of a commercial bank loan portfolio. The first model, credit portfolio model, provide a method to analyse the relationship between loan portfolio management and macroeconomic factors, then explain how economic cycles can affect the result of loan portfolio management in commercial bank.

5p nhanchienthien 25-07-2023 11 5   Download

Continued part 1, part 2 of ebook "Building an import/export business (Fourth edition)" has presents the following content: oh,those lovely documents; commercial documents; transportation and insurance documents; the regulation of foreign trade; state and local regulations; regulation of exports; NAFTA, GATT, and other trade pacts; sample market study outline; guidelines for business planning;...

145p dieptieuung 20-07-2023 7 2   Download