Lending policies

Money and Banking: Lecture 36 provides students with content about: target federal funds rate and open market operation; discount lending, the lender of last resort and crisis management; reserve requirements; linking tools to objectives;... Please refer to the lesson for details!

16p hanlamcoman 26-11-2022 9 2   Download

Management of financial institution: Lecture 4. The main topics covered in this chapter include: role of central bank; interest rate interventions; policy instruments; credit lending policy by state bank; open market operations;... Please refer to the content of document.

32p tieuvulinhhoa 22-09-2022 18 3   Download

This paper examines the bank lending channel of monetary policy transmission and the effect of banking sector and capital market development on the lending channel using the bank-level panel data of 89 commercial banks in five ASEAN countries (Thailand, Malaysia, the Philippines, Singapore and Indonesia) over the period 1999e2011.

9p guernsey 28-12-2021 9 0   Download

Vietnam Bank for Social Policies (VBSP) mobilizes capital and lends capital to poor households and policy households through officials of 4 organizations: Farmer's Association, Women's Union, Former Association warriors and Youth Union in villages and rural areas throughout the country. Therefore, in order to improve the efficiency of loan capital of the Vietnam Bank for Social Policies, it is necessary to strengthen training on market economy knowledge and revolution 4.0 for this staff.

8p huyetthienthan 23-11-2021 18 0   Download

The paper is organized as follows. Section 2 presents the policy shock background and literature review. Section 3 describes data sources, empirical strategies, and analytical results. Section 4 addresses two identification concerns and presents a placebo test. Section 5 summarizes key findings of this research, discusses policy implications, and points out possible future research directions.

34p nguaconbaynhay12 08-06-2021 7 1   Download

In this chapter, students will be able to understand: Financial institutions serve as intermediaries between savers and borrowers, so their assets and liabilities are primarily financial instruments, these institutions pool funds from people and firms who save and lend them to people and firms who need to borrow, intermediaries investigate the financial condition of the individuals and firms who want financing to figure out which have the best investment opportunities.

43p tradaviahe15 23-02-2021 20 3   Download

This paper provides an account of the financial crisis that began on 9 August 2007 and continued into 2008. It is the story of how the crisis came about and how the Federal Reserve worked to contain the damage. To understand what has happened, I will start with financial developments that led up to the crisis. Section II describes some of the most relevant recent innovations in the financial system and their impact on residential mortgage lending, the focus of the early stages of the crisis.

30p longsulfurisic 18-11-2020 14 2   Download

After studying this chapter you will be able to understand: Loans and advances, classification of Loans are? advances, bank grant short-term financial assistance by way of? Overdraft, evaluation of loan proposals.

40p nanhankhuoctai10 23-07-2020 10 1   Download

After studying this chapter you will be able to understand: Overdraft, discounting of bills, lending policies, evaluation of loan proposals, negotiable instrument.

35p nanhankhuoctai10 23-07-2020 10 1   Download

The thesis assesses risk management in lending activities of industrial and commercial banks. The terms credit risk, credit risk management, credit risk appetite, credit risk management policy ... used in the thesis are understood as terms used in lending activities of Industrial and Commercial Bank, excluding capital mobilization and other forms of credit such as LC issuance and guarantee.

28p cothumenhmong6 17-07-2020 27 3   Download

This study investigates how Vietnamese commercial banks respond to countercyclical monetary policy. At first glance, the empirical findings suggest the asymmetrical response of Vietnamese commercial banks to countercyclical monetary policy to be competitive and monetary authority successfully utilizes monetary policy instruments to achieve its objectives. In light of the known characteristics of the Vietnamese economy, the empirical results may be alternatively interpreted as the consequence of graft maximizing behavior of bank management operating in a corrupt and opaque environment.

33p nguyenminhlong19 21-04-2020 12 0   Download

Access to credit is considered vital for small business survival. Many small-business owners in the United States indicate that one major obstacle to entry or expansion of their small business is the availability of sufficient intermediate and long-term capital to support their working capital and fixed-assets requirements. Relying on small business lending data from 2003 to 2009 collected under the Community Reinvestment Act (CRA), the paper examines small and medium-sized enterprise access to credit in the United States and makes policy and research recommendations.

8p 035522894 13-04-2020 34 2   Download

This paper examines the relevance of the bank lending channel of the monetary policy transmission mechanism in Uganda using micro-level data. In addition, the impact of individual bank characteristics of size, liquidity, and capitalization on the banks’ loan supply function are also investigated.

14p cothumenhmong4 24-03-2020 19 2   Download

In this paper we investigate the relationship between housing prices and mortgage lending in China. We analyze a sample of 28 Chinese domestic commercial banks during the period between 2003 and 2009. Our results suggest that the urbanization process in China contributes substantively to the mortgage credit boom. We find a distinct behavior of the economic housing market, in which the housing price and mortgage credits affect each other adversely. The monetary policy has a greater impact on the mortgage lending than banks’ characteristics.

10p cothumenhmong4 24-03-2020 26 2   Download

This paper explores transmission of monetary policy through commercial bank lending channel in Vietnam in 2003-2012 by examining reaction of each bank to changes in monetary policy.

17p danhnguyentuongvi27 18-12-2018 20 1   Download

The transmission of monetary policy is the center of economic studies, this field was renewed in light of the 2008 global financial crisis with arguments about the effectiveness and the determinants of transmission channels especially in emerging markets such as Vietnam which may have strong bank lending channel while asset price channel and exchange rate channel may be weak.

310p change08 30-06-2016 69 8   Download

The transmission of monetary policy is the center of economic studies, this field was renewed in light of the 2008 global financial crisis with arguments about the effectiveness and the determinants of transmission channels especially in emerging markets such as Vietnam which may have strong bank lending channel while asset price channel and exchange rate channel may be weak.

34p change08 30-06-2016 63 4   Download

Chapter 11 - The economics of financial intermediation. In this chapter, students will be able to understand: Financial institutions serve as intermediaries between savers and borrowers, so their assets and liabilities are primarily financial instruments, these institutions pool funds from people and firms who save and lend them to people and firms who need to borrow, intermediaries investigate the financial condition of the individuals and firms who want financing to figure out which have the best investment opportunities.

59p tangtuy10 04-05-2016 59 5   Download

There are disadvantages to this approach. It does not readily take into account broad environmental changes that may require a shift in priorities, particularly when the board does not recognize the changed situation and will not adjust policy measures accordingly. It does not lend itself to assessing less tangible aspects of management that lead to organizational success. Its focus on means (getting results) could also result in executive behavior that contradicts other important organizational values, if those values have not been expressly stated in board policies.

526p thamgiacongdong 02-05-2013 63 7   Download

A considerable and relatively stable share of OOP expenses is attributable to informal payments, which are a well-known phenomenon within the Hungarian health care system. Voluntary health insurance does not play a significant role at present and has only supplementary and complementary functions. Other sources of finance also contribute to total health expenditure, such as EU capital grants, which are invested mostly in human resource and health care infrastructure development.

128p nhamnhiqa 01-03-2013 58 4   Download