Micro financial institutions

This study aims to examine peer-to-peer lending, a novel practice in the 4.0 era. Recently, peer–to–peer lending has acquired widespread popularity and the interest of numerous scientists. With the advent of cutting-edge technology, "online peer-to-peer lending" now refers to the loan agreements between individuals on online platforms. In the meantime, financial institutions are viewed as required legal intermediaries.

11p virichard 28-03-2024 7 2   Download

Management of financial institution: Lecture 21. The main topics covered in this chapter include: role of commercial banks in micro finance sector; microfinance in Pakistan; microfinance providers; law implications; suppliers of microfinance;... Please refer to the content of document.

58p tieuvulinhhoa 22-09-2022 10 2   Download

This lecture argues that through inclusive finance, companies can make money and help solve the global problem of poverty. By inclusive finance we mean opening access to high-quality financial services to everyone who needs them, especially low-income and previously excluded people. We also discuss how microfinance—until recently a small, close-knit community of institutions offering microloans—is evolving into an essential part of global financial systems and engaging with new private-sector players.

59p nanhankhuoctai9 23-07-2020 10 3   Download

In this case, the financial institution typically occupies a small area inside the retail store, equipped with a communications device to link to the mother bank and staffed by a bank employee. There is little relationship between the bank and the retailer, as each party carries out business as usual.

42p nanhankhuoctai9 23-07-2020 15 2   Download

In this study an attempt is made to analyse various Financial Sector reforms in the context of NBFC-MFIs in India along with their performance. The Study is based on secondary data and the scope of study is limited to Inclusion in India mainly for the year 2014 and 2015 but reforms are studied since 1991.

6p murielnguyen 25-06-2020 13 1   Download

This article aims to understand the role of technology that can be introduced by banks to ease the lives of many members of the SHG’s in their banking activities. UTAUT Model developed by Venkatesh et.al (2003) has been considered and used to ascertain the users acceptance and adoption of technology in the region of study.

11p guineverehuynh 22-06-2020 24 2   Download

This paper aims to provide the overall state of rural agriculture loans in the Rayalaseema region, its status, the impact of credit lending, the role of banking institutions and governance in rural finance expenditures, and the improvement, barriers, and challenges throughout the years.

11p orianahuynh 08-06-2020 11 0   Download

It is known that micro and small enterprises (often unbankable) have usually difficulties in the access to the financial system; in order to facilitate their credit access in many countries different kind of mutual guarantee schemes and institutions generally grant different typologies of guarantees.

39p 035522894 13-04-2020 22 1   Download

Small and Medium Enterprises are the driving force for the promotion of an economy. Due to its significance, all the countries either, developed or developing, are concentrating on the development of SME‟s. It is admitted fact that encouraging entrepreneurship is a key to improve competitiveness, boost trade volume, fostering economic activities and creation of job opportunities. Small enterprises are considered as main driver for innovation, poverty reduction, employment generation and social integration.

130p nguyenyenyn117 18-06-2019 37 6   Download

This paper aims to make an empirical research on perceived service quality of MFIs in Hoi An, and to find out if there is a significant relationship between the perceived service quality and income improvement of the clients. It uses the survey method as a main instrument to collect data with a sample size of 304 respondents in a total population of 2,623 clients using MFIs’ services in Hoi An.

23p sansan1 24-05-2018 33 1   Download

Apart from banking regulation, more general legislative aspects, both in relation to micro-lenders and micro-borrowers, have a bearing on the development of microfinance in a given country. This is the case with tax laws, legal provisions in relation to self-entrepreneurship, interest rate ceilings, usury rates, etc. The different frameworks are key determinants and have led to a broad variety of institutional forms and business models for microfinance lending in Europe.

32p khanhchilam 29-03-2013 45 10   Download

Overall, the microfinance sector is continuing to expand despite tremendous operating obstacles in serving the market in a sustainable way. The lack of access to financial services for households and micro and small enterprises is quite striking in Africa and microfinance institutions are crucial in responding to the unbanked segments. However, the microfinance sector is still relatively small and weak compared to other global regions and despite the huge potential market. In this context, the role of savings banks in microfinance should be recognised and boosted.

9p machuavo 19-01-2013 44 3   Download

Financial globalization could be described as a process in which global financial activities get increasingly integrated with the risk creation mechanism. This description emphasizes three points. First, financial globalization is not only a process in which financial activities transcend national borders, but also a process in which risks spread across the markets. Second, financial globalization is initiated by many micro-economic entities to seek profits and is driven by the integration of global financial markets. Third, it is a gradually deepening process with distinct phases....

25p truongdoan 10-11-2009 213 46   Download