The individual customer’s decision

The study aimed to determine factors affecting the decisions of individuals to deposit in their accounts at the VietinBank branch in An Giang Province. In this study, a questionnaire was prepared and used to investigate 250 individuals who have or have not done transactions at the An Giang branch of VietinBank. The estimated results derived from the Probit model showed that the deposit decision is largely governed by the deposit interest rate, quality of customer services, business location, promotion, and individual’s level of education, age and income.

10p leminhvu111 07-06-2024 1 0   Download

Continued part 1, part 2 of ebook "The power of the 2x2 matrix: Using 2x2 thinking to solve business problems and make better decisions" provides readers with contents including: 2x2 frameworks inventory; strategic frameworks; organizational frameworks; individual frameworks; myers-briggs type indicator; learning styles inventory; product and supply chain architecture;...

235p thamnhuocgiai 24-09-2023 7 5   Download

The research "Factors affects the individual customer’s decision to deposit at the bank for investment and development of Vietnam (BIDV), Tan Binh branch" purpose is to determine factors that affect the individual customer’s decision to deposit at BIDV Tan Binh branch, so that the authors suggest solutions to attract deposits of personal customers for the bank branch. We use the quantitative research method through a questionnaire to collect data from customers of BIDV.

13p nhanchienthien 25-07-2023 7 5   Download

Financial disclosure plays a very important role for organizations and individuals when participating in the stock market. For commercial banks, adequate and timely disclosure of financial information will increase transparency and affect not only the behaviour of investors in the market but also the customer’s decision to deposit and using bank’s services.

16p vihassoplattner 07-01-2022 24 2   Download

This study applies the Decision Tree model to analyze the financial data of 500 individual customers who are granted by commercial banks in Vietnam. This paper proposes a number of solutions to prevent the bad debt of individual customers during the process of credit appraisal at commercial banks in Vietnam.

12p vijihyo2711 25-09-2021 19 1   Download

Chapter 5 - Job costing. The following will be discussed in this chapter: How are costs assigned to customized goods and services? How is overhead allocated to individual jobs? How does job costing information affect managers’ incentives and decisions?...

36p lovebychance01 25-04-2021 15 1   Download

Firstly, identify and measure the influence of the factors on the decision to buy products with environmental friendly packaging in Vietnam. Second, test the difference between gender, age, education level and income on the decision to buy products that are environmentally friendly. Thirdly, help managers understand the factors that influence the decision to buy products that have environmental friendly packaging, and provide the administrator with solutions for reference based on research results in order to help businesses attract customers and expand market size in Vietnam.

28p kequaidan6 15-07-2020 46 2   Download

The industrial revolution 4.0 has affected the banking sector with the trend of transforming traditional banks into digital ones. Since the global financial crisis, risk management in banks has gained more prominence, and there has been a constant focus on how risks are being detected, measured, reported and managed. Recently, the world has seen a huge amount of data gathered within financial institutions (FIs). Crediting activities of banks must change for adapting with this trending.

14p nguathienthan6 06-07-2020 61 3   Download

Chapter 5 - Job costing. In this chapter students will be able to: Explain product costs and cost flows through the manufacturing process, describe how costs are assigned to customized goods and services, allocate overhead costs to individual jobs,...

56p thuongdanguyetan03 18-04-2020 30 1   Download

Supply in the used car market is very dierent from supply in the new car market. Used cars are supplied by current car owners who decide to trade-in or sell their car, often in conjunction with buying a replacement car (either new or used). In the used car market, therefore, the supply decision will depend on how sensitive individual consumers are to the price of gasoline, and how that aects a customer's relative valuations of the car that he or she currently owns and a dierent car that he or she might buy. In considering the eect of gasoline prices on the equilibrium in the used...

109p nhacnenzingme 23-03-2013 46 5   Download

The second argument is related to proprietary information and specific human capital. By concentrating ownership, decision rights can be given to individuals who possess specific knowledge (Jensen and Meckling, 1992; Christie, Joye, and Watts, 1993). One benefit of co-locating decision rights with specific knowledge is that the leakage of the specific knowledge to competitors is prevented and the transferring cost of the specific knowledge is avoided. This benefit is great in East Asia where political lobbying activities are common and lucrative.

42p bin_pham 06-02-2013 54 4   Download

One focus of this monograph is on how human capital interacts with financial capital. Understanding this interaction helps us to create, manage, protect, bequest, and especially, appropriately consume our financial resources over our lifetimes. In particular, we propose ways to optimally manage our stock, bond, and so on, asset allocations with various types of insurance products. Along the way, we provide models that potentially enable individuals to customize their financial decision making to their own special circumstances....

0p mebachano 01-02-2013 50 2   Download

A lot has changed in 170 years. Middlesex Savings Bank’s commitment to being strong for our customers has never wavered. Today, we remain a place where depositors are assured their deposits are 100% protected by FDIC and DIF insurance and where qualified individual and business borrowers can still get the loans they need to reach their goals. With no sub-prime loans in our portfolio and a continuing commitment to employ prudent decision-making, Middlesex is well positioned to be here for you and your community for years to come.

12p machuavo 19-01-2013 53 2   Download