Vietnam’s banking system

The study highlights the challenges that banks need to consider during the digital transformation process, specifically credit risk management to be able to take full advantage of the benefits brought by digital transformation.

12p viwalton 02-07-2024 7 1   Download

The role of employees is vital for service businesses. Therefore, maintaining employee satisfaction plays a significant role in the performance of service companies. The topic shows a comprehensive picture of the level of job satisfaction of officers and employees working in the commercial banking system in Ho Chi Minh City through 09 aspects of satisfaction. Regression results of the study prove that job satisfaction in the aspect of “Communication of information” has the most substantial impact on the “General satisfaction” of employees.

13p leminhvu111 07-06-2024 3 0   Download

Industrial Revolution 4.0 with core elements of artificial intelligence, internet connection and big data has been opening up many methods and providing many means in digital transformation of the economy. in general and the commercial banking system in particular; In particular, Blockchain technology has become the foundation for the development of UPAS L/C in international payments.

10p leminhvu111 07-06-2024 1 0   Download

The research plays a role in discovering factors affecting green banking activities, thereby contributing to raising customers’ awareness of green banking in the sustainable development of banking in Vietnam. In addition, the research serves as a basis for planners to set forth directions to increase awareness and social responsibility of the commercial banking system for environmental protection and combating climate change.

9p leminhvu111 07-06-2024 1 0   Download

This study will present the current status of the management and legal framework in providing solutions to support banking activities of Fintech companies in Vietnam, thereby assessing the limitations and challenges of the legal framework. in providing solutions to support banking cooperation of Fintech companies. From there, the author proposes solutions on management mechanisms for service solutions related to e-KYC, Open API and build an Innovation Center in the banking sector to promote the cooperation between Fintech companies and Banks to complete the Fintech Ecosystem in Vietnam.

11p dathienlang1012 03-05-2024 2 0   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 4 1   Download

In this article, the author mentions the theory of sustainable development of commercial banks, the criteria for assessing the level of development of commercial banks, and its practical application with proven data in the period 2017 - 2022 to assess the sustainable development of Vietnamese commercial banks and propose some solutions to sustainably develop Vietnamese commercial banks by 2030.

12p longtimenosee09 08-04-2024 8 2   Download

The development of the financial technology field is the result of the application of the industrial revolution 4.0, which is having a strong impact on all banking operations and operations. Fintech includes five areas: e-KYC; Blockchain; pay; Open APIs; and peer-to-peer lending. Fintech has a strong impact on the Finance - Banking ecosystem, in which, the traditional banking system is most affected, both in terms of operations and administration. The article focuses on assessing the impact of Fintech on banking activities.

9p longtimenosee09 08-04-2024 3 1   Download

The essay discusses the implementation of management accounting, cost allocation, and finance transformation in BIDV. It highlights the importance of reliable and timely cost and profit information for decision-making. The management accounting methodologies and multi-dimensional profitability analysis (MPA) system are presented. BIDV’s approach includes top-down cost allocation and a focus on efficiency and effectiveness. The essay emphasizes the role of finance business partners (FBPs) in supporting business decisions.

20p longtimenosee09 08-04-2024 3 1   Download

This study examines the impact of ownership structures, foreign ownership, and concentrated ownership, on risk in Vietnamese commercial banks. We employ panel data analysis, considering financial metrics (ROA, ROE, ADZ), control variables (SIZE, LOA, LIQ, EFF), and macroeconomic conditions (δt). Results indicate that foreign ownership reduces risk, seen in lower standard deviations of ROA and ROE. In contrast, concentrated ownership increases risk, particularly in ROA.

11p longtimenosee09 08-04-2024 5 1   Download

This paper empirically analyses the factors that determine the profitability of Vietnamese commercial banks from 2010 to 2018 along with the efficiency of supply chain practices. Due to the balance sheet data of 26 commercial banks in Vietnam, we use regression models such as OLS, REM, FEM, and GMM to find the correlation between the factors with the profitability of the banks.

9p longtimenosee06 27-03-2024 4 2   Download

This study is an attempt to examine the determinants of Vietnamese commercial bank profitability under the moderating role of bank size. It uses the balanced panel data of 25 Vietnamese commerical banks in the period 2009-2021 and applies several regression estimation techniques such as FEM, REM, FGLS and PCSE.

11p vimichaelfaraday 28-12-2023 9 4   Download

The main objective of the research is to examine internet banking service quality’s impact on customer satisfaction of Bank for Investment and Development of Vietnam (BIDV). This study shows that, apart from the traditional banking, the development of the emergence of Internet banking on customer satisfaction can also be carried out by using SERVQUAL model.

15p viindra 06-09-2023 7 4   Download

In this paper, the author first reviews literature on financial stress, then constructs the financial stress index (FSI) by identifying the stress subindex for different market: monetary market, stock market, foreign exchange market and the banking system, then use the equal variance weight method to determine the financial stress period in Vietnam.

12p viberkshire 09-08-2023 6 4   Download

Digital currency (DC) has attracted strong attention in recent years. It has the potential to be widely used in payment and settlement. The governments and central banks around the world are closely monitoring the development of digital currencies.

12p viberkshire 09-08-2023 5 5   Download

In recent years, Vietnam has been increasingly integrated into the regional and global economy, has signed Free Trade Agreement (FTA), Trans-Pacific Strategic Economic Partnership (TPP) and joined the ASEAN Economic Community (AEC) which was established at the end of 2015. With the implementation of the international commitments in the financial sector, the commercial banking system in Vietnam will have a lot of opportunities as well as challenges.

11p tethientran 27-07-2023 10 5   Download

In Vietnam, the bank acts as a credit intermediary, an important player of the financial market, a main capital channel for the economy, thus banking operations affect and orientate economic development in scale and performance. The sustainability of business in the banking sector is extremely important to the bank’s success in the future, but it is still at an early stage in Vietnam. Based on the research and analysis of banking sector, the study also suggest the solution to develop the Vietnamese banking system toward sustainability.

8p nhanchienthien 25-07-2023 7 5   Download

This paper aims at highlighting the concept of green bank and sustainable development as well as the benefits of those to the environment and the economy. Then, it describes the green banking policies and current status of greenbanking in Vietnam. Futher atempts have been made to give some recommendations to promote green banking in Vietnam, heading to sustainable development of Vietnam banking system.

9p nhanchienthien 25-07-2023 7 5   Download

The internal control system of commercial banks has become increasingly meaningful in the stable and sustainable development of the national financial system over the past time. In order to evaluate of internal control systems in the practical application of Vietnamese commercial banks, the authors conducted empirical research with 382 experts of most commercial banks in Vietnam. The results show that the internal control system of commercial banks has certain effects but still some shortcomings in each component.

9p nhanchienthien 25-07-2023 8 5   Download

The article "Handling bad debt of commercial banking systems for fostering sustainable development of national finance" is based on the statistics and consolidated reports of the State Bank of Vietnam, the annual reports of commercial banks and credit institutions to analyze the bad debt situation and bad debt policy of banks, identify some remaining constraints and then propose some solutions to deal with bad debts of the bank towards the sustainable development of the national financial system.

6p nhanchienthien 25-07-2023 8 4   Download