Research " Monetary Policy , the Banking System, and Short -term Money Instrusments "
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Monetary Policy , the Banking System, and Short -term Money Instrusments Measuring market concentration I define local housing markets as Metropolitan Statistical Areas (MSAs), Census Bureau approximations of local housing markets defined by observed commuting patterns.35 The SAT data that I use to measure student outcomes are taken from the early 1990s. Consequently, I use 1990 MSA definitions and draw demographic characteristics of each MSA from the 1990 Census.
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