Banking sector

This article aims to analyze the effectiveness of the support policies of the Bank for Agriculture and Rural Development of Vietnam (Agribank) to support the private sector operating in the fields of agriculture, forestry and fisheries. By using the comparative method, the author has used two factors affecting the effectiveness of the above support policies, namely total outstanding loans and overdue loans.

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The role of employees is vital for service businesses. Therefore, maintaining employee satisfaction plays a significant role in the performance of service companies. The topic shows a comprehensive picture of the level of job satisfaction of officers and employees working in the commercial banking system in Ho Chi Minh City through 09 aspects of satisfaction. Regression results of the study prove that job satisfaction in the aspect of “Communication of information” has the most substantial impact on the “General satisfaction” of employees.

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This paper examines the role of bank credit to the private sector and private-sector investment in the transition to a low-carbon economy in Vietnam regarding other macroeconomic factors, such as GDP growth rate and electricity consumption from renewable energy. From 1986 to 2021, chronological classification was used. Through the ARDL regression model, the experimental results show that in the short term, credit to the private sector and private-sector investment initially help the economic transition to be effective.

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Business growth and profit development are always the criteria for banks to implement and develop. Along with the development of science and technology, banking management and administration in the digital era is considered an important and urgent issue. Therefore, the issue of executive management capacity of commercial bank in the digital era is mentioned in the research. At the same time, the study also points out a number of results, experiences and new points in executive management capacity required at Vietnamese commercial banks in the digital era.

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This research delves into the assessment of Capital Adequacy Ratio (CAR) among Joint-Stock Commercial Banks (JSCBs) in Vietnam from 2015 to 2022. It investigates the variations in CAR over this period and explores its association with key financial metrics, including Return on Assets (ROA), Deposit Ratio (DEP), Liquidity (LIQ), Loan-to-Asset Ratio (LOA), Loan Loss Reserve (LLR), Non-Performing Loan Ratio (NPL), Leverage (LEV), bank size (SIZE), and the scale of board governance (BoardS).

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Developing E-Banking services is an inevitable and objective trend in the current digital economy. The benefits of e-banking are huge for customers, banks and the economy, thanks to its convenience, speed, accuracy and security. Digital technology is gradually changing fundamentally the form of providing financial and banking services.

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In this study, we delve into the correlation between the issuance of Green, Social, and Sustainability (GSS) bonds and the economic growth trajectories of countries within the Latin American and Caribbean (LAC) region. By analyzing variables such as the “Green Bond Issuance to Total Bond Issuance” ratio and the “Planned Sovereign Green Issuance”, coupled with several pertinent economic and governance indicators, insights were derived using multiple linear regression techniques.

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The implementation of solutions by the banking sector, through green credit lines, to promote green production in enterprises is highly necessary. Based on practical experiences, this article examines the current status of the Agricultural and Rural Development Bank of Vietnam (Agribank) in promoting green production within green credit and other related fields. It aims to evaluate and provide recommendations for promoting green production within the bank.

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A main reason is the widespread lack of transparency in business financial reports, making it difficult for banks to accept loan requests. Therefore, understanding clearly what financial reporting transparency is will help find measures to increase the transparency of financial statements. The study sets out criteria to evaluate the level of financial reporting transparency, thereby evaluating the level of financial reporting transparency of SMEs and proposing solutions to enhance the financial reporting transparency of SMEs in Vietnam.

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The objective of this study is to evaluate the impact of financial development on financial inclusion in Vietnam. Using data from the General Statistics Office and the World Bank, and through quantitative analysis, research results show that attracting FDI capital flows has a positive impact on financial inclusion. Furthermore, economic growth helps comprehensive financial development. However, financial development does not have a clear relationship with financial inclusion. In some cases, international trade can have an adverse effect on financial inclusion.

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The study aimed to determine factors affecting the decisions of individuals to deposit in their accounts at the VietinBank branch in An Giang Province. In this study, a questionnaire was prepared and used to investigate 250 individuals who have or have not done transactions at the An Giang branch of VietinBank. The estimated results derived from the Probit model showed that the deposit decision is largely governed by the deposit interest rate, quality of customer services, business location, promotion, and individual’s level of education, age and income.

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The study makes use of exploratory and descriptive research design and is based on secondary sources of data collection. The dimensions of sustainable banking have been identified as environmental, social and governance (ESG). The research further highlights that sustainability issues focused by banks primarily involve “environmental” and “social” considerations, however, the “governance” aspect has not yet been considered by many. Moreover, the study reveals that there are no guidelines specified by the Bank of Lao PDR (BOL) for sustainable banking practices in Lao to date.

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This research explores the influence of various factors on the effectiveness of financial analysis methods and processes employed by enterprises in commercial banks. Financial analysis plays a crucial role in assessing the health and performance of businesses, making its efficiency of paramount importance. Through a combination of qualitative and quantitative research methods, this study investigates internal and external factors that may impact the efficacy of these processes.

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The article mentions the impacts of the fourth industrial revolution and digital banking on the development of non-cash payments at commercial banks. Research shows that non-cash payments are affected by cybersecurity issues in the new context, requiring changes to adapt. Analyzing the current situation, limitations and causes, the article mentions directions and solutions to improve quality and solve challenges to ensure that the digital banking development process is an issue for everyone, and with the Vietnamese banking industry.

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This article aims to analyze the birth of national governance, the principles and factors affecting national governance. Through the construction of a modern, effective national governance system, it will contribute to improving the state's governance capacity in creating a favorable business environment for all economic sectors, including the private economy growth and development. The article uses an interpretive method and uses data from the World Bank's survey research on global governance capacity.

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Industrial Revolution 4.0 with core elements of artificial intelligence, internet connection and big data has been opening up many methods and providing many means in digital transformation of the economy. in general and the commercial banking system in particular; In particular, Blockchain technology has become the foundation for the development of UPAS L/C in international payments.

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LPBank a relatively young joint-stock commercial bank, has identified its direction as being a market-responsive leader. To effectively compete with domestic and international counterparts, LPBank requires sustainable business solutions to increase income.

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Digital transformation is taking place strongly in all sectors of the economy. Banking has been a fastpaced field of digital transformation in recent years. In 23 cities of varying sizes including large and small and 15 regions, China has been studying and implementing CBDCs. China has encountered both achievements and setbacks during the implementation process; these are all beneficial lessons for Vietnam - which is currently in the process of studying CBDC.

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The findings show that convenience, quality information, security, reliability, responsiveness, and website design significantly impact customer satisfaction, with reliability being the dimension with the most substantial impact. The study also provides significant implications for academicians and practitioners. The study offers valuable perspectives for commercial banks aiming to enhance their e-banking services and guarantee customer satisfaction.

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The research plays a role in discovering factors affecting green banking activities, thereby contributing to raising customers’ awareness of green banking in the sustainable development of banking in Vietnam. In addition, the research serves as a basis for planners to set forth directions to increase awareness and social responsibility of the commercial banking system for environmental protection and combating climate change.

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