Credit management

The study highlights the challenges that banks need to consider during the digital transformation process, specifically credit risk management to be able to take full advantage of the benefits brought by digital transformation.

12p viwalton 02-07-2024 0 0   Download

Part 2 of ebook "Why people (don’t) buy: The go and stop signals" provides readers with contents including: Chapter 7 - Paying for medicines and Tickle Me Elmo, beware of unfairness cues; Chapter 8 - Credit cards and obesity, small changes, big side effects; Chapter 9 - Why paying people to donate blood does not pay, insights for public policy and prosocial behavior; Chapter 10 - Five steps to actionable consumer insights, how to lead and manage the insights process;...

123p giangmacvien 22-06-2024 1 1   Download

This article reviews the inclusion of climate-related financial risks during credit risk management process conducted by international financial institutions. The article, then, provide some implications for the credit institutions in Vietnam to integrate the climate-related financial risks in credit management process in the future. These solutions involve the development of the analytical framework as well as preparation of data, expertise and other related resources to integrate climate-related financial risk into credit risk modelling.

8p leminhvu111 07-06-2024 2 0   Download

LPBank a relatively young joint-stock commercial bank, has identified its direction as being a market-responsive leader. To effectively compete with domestic and international counterparts, LPBank requires sustainable business solutions to increase income.

9p leminhvu111 07-06-2024 0 0   Download

Ebook Personal finance for Dummies (5th edition) is full of detailed, action-oriented financial advice that will show you how to lower expenses and tame debts as well as invest wisely to achieve your financial goals! Now in its 5th edition, this up-to-date guide covers all the latest trends to ensure your financial stability.

482p zizaybay1104 29-05-2024 5 2   Download

This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt; Go on a “debt diet” to get back into financial shape; Start a filing system to track debt and protect life after debt; Adopt a smart spending regimen.

314p zizaybay1104 29-05-2024 2 2   Download

This book addresses one of the primary concerns in accounting today—how to develop a comprehensive system of accounting and operational controls. This concern has been exacerbated by the provisions of the Sarbanes-Oxley Act, which requires public companies to report an assessment of their internal control structures and which has led to comprehensive control examinations by all types of companies.

275p vimeyers 29-05-2024 3 2   Download

The study comprises following objectives: Understanding the concept of GST, performing Impact analysis of GST on multinational companies, to study the change in taxes on import and export, to study interest of foreign companies in the Indian market after GST implementation.

6p longtimenosee10 26-04-2024 3 1   Download

The aim of the study focused on assessing the relationship between student's financial knowledge and their relationship with the use and application of financial instruments. The test designed by Garcia-Santillan, Contreras-Rodriguez and Moreno-Garcia which integrates topics on money management, savings and investment, spending, credit and budgets, was used.

15p viarnault 25-04-2024 1 1   Download

This article seeks to assess the cost of losing customers and, consequently, the credibility of the organization in the target market. For the wider scope of content, supply chain of mobile phone companies are targeted as a community has been evaluated. The results of the survey showed that today's companies should pay more attention to lost customers, and take measures to reduce them.

3p longtimenosee10 26-04-2024 2 1   Download

One of the natural consequences of lending practices by banks and credit institutions has been the creation of deferred and doubtful loans- a phenomenon that has become a major concern for these institutions and has had a negative impact on their revenue and expenditure. From an internal perspective, operating costs, work efficiency, profitability, customer service, branch rank, employee wages and salaries, and other qualitative indicators are significantly affected.

10p longtimenosee10 26-04-2024 2 1   Download

Radio frequency identification (RFID) & Supply chain management (SCM) are an integral part of today's business world. RFID increases productivity and convenience. There are several studies conducted in the past to examine the question of productivity of the authors. However, prior studies have not discussed in detail the research productivity patterns of individual RFID & SCM authors together, across a relatively large number of journals and a lengthy time frame.

10p longtimenosee10 26-04-2024 3 1   Download

Based on these problem, the investigation contended that the housing supply prediction model will be accomplish using experimental data from economic data with supported from macroeconomic factors such as world borrowing cost, outflows of foreign capital, subprime crisis, population characteristics, migration, urbanization, stamp duty exemption, moratorium, RPGT, and also microeconomic factors such as location and accessibility, basic and public facility, financial loan, location and placement, credit facility, construction cost, development approval, price and rental and housing stock.

8p longtimenosee10 26-04-2024 1 1   Download

This paper investigates the impact of macroprudential policies on Vietnamese public listed companies’ financial leverage over the period of 2007 to 2021. In 2011, Vietnamese Central Bank introduce credit restrictions as a monetary policy instrument to contain net credit creation by the financial sector and to safeguard the financial system as a whole. In this paper, we focus on the impact of such restrictions on the optimal leverage decision of Vietnamese non-financial firms.

12p longtimenosee09 08-04-2024 10 2   Download

In this article, the author systematically generalizes in order to clarify the theoretical basis of credit quality, to recognize the current situation of credit quality at Vietnamese commercial banks in the period of 2018 - 2022.

9p longtimenosee09 08-04-2024 2 1   Download

In this paper, the author studies the impact of capital adequacy ratio on credit performance of Vietnamese commercial banks for both growth and credit risk aspects. Evaluate in detail and compare the difference of this relationship between commercial banks with different characteristics. Proposing a number of recommendations to help bank administrators and regulators be more proactive when assessing the impact of capital adequacy ratio on the individual characteristics of each bank.

10p longtimenosee09 08-04-2024 3 1   Download

The article focuses on analyzing the current status of exports, export credit in Vietnam in the period 2010-2022, and obstacles of export enterprises in accessing credit capital, thereby proposing some solutions to remove difficulties for exporters in accessing bank credit capital.

10p longtimenosee09 08-04-2024 2 2   Download

Vietnam has implemented several financial policies aimed at promoting a green economy, but during the implementation process, these policies have also revealed some limitations. This article analyzes the experiences of other countries in using financial policies to promote a green economy, and provides recommendations to improve financial policies in order to accelerate Vietnam’s economic greening process.

10p longtimenosee09 08-04-2024 2 2   Download

The article focuses on the process of formation and development, the role of PCFs, and limitations - instability in the actual operating situation and proposes some key solutions in the coming time, contributing to the consolidation and development of a healthier and more sustainable PCF system.

11p longtimenosee09 08-04-2024 5 1   Download

This article highlights the current state of remote supervision quality for participating deposit insurance organizations in Vietnam; assesses strengths and weaknesses, and analyzes the causes of this situation; thereby proposing some solutions to improve remote supervision to meet the requirements and ensure a safe and sound financial system in the context of Vietnam’s current sustainable economic and business development efforts.

10p longtimenosee09 08-04-2024 3 2   Download