Fintech companies

This paper is aimed at examining Vietnam Payment Solutions (VNPAY), a significant fintech business in digital payments. Data is collected from expert interviews. The research team applies the methodology of analysing VNPAY’s sources of competitive advantage. The key results are that VNPAY’s competitive advantage originates from innovative technology, a large merchant/bank network, powerful data analytics, strategic alliances, operational efficiency, regulatory knowledge, talented staff, and a strong brand recognition.

12p dathienlang1012 03-05-2024 2 0   Download

The main research purpose of this article is to sort out consumer information without specific personal data and use the target company’s neural network risk control decision model which is based on the risk scoring trajectory. We find the main interpretation variables, and then verify the direction and extent of the target’s influence to verify empirical results and help the target company make a correct decision analysis on the credit applicants’ loans.

13p dathienlang1012 03-05-2024 2 0   Download

The article "Enhancing collaboration between commercial banks and fintech companies as a solution for developing green banking services in Vietnam" will address some fundamental aspects: (i) The essence of developing green banking services and the technological foundation for this development; (ii) The necessity of cooperation between commercial banks and fintech companies in the development of green banking services; (iii) The practical aspects of collaboration between commercial banks and fintech companies in the development of green banking services and the issues raised; (iv) Some solut...

10p dathienlang1012 03-05-2024 3 0   Download

This study will present the current status of the management and legal framework in providing solutions to support banking activities of Fintech companies in Vietnam, thereby assessing the limitations and challenges of the legal framework. in providing solutions to support banking cooperation of Fintech companies. From there, the author proposes solutions on management mechanisms for service solutions related to e-KYC, Open API and build an Innovation Center in the banking sector to promote the cooperation between Fintech companies and Banks to complete the Fintech Ecosystem in Vietnam.

11p dathienlang1012 03-05-2024 2 0   Download

In this document, we want to explore options of win-win scenarios between the banking industry and emerging fintech and to discuss on how to utilize power of banks and the energy of start-up companies together. The methodology is to deep dive into the internal motivations & barriers of banks and startup companies. We will also discuss on learning opportunities from leading fintech ecosystem markets like USA for a good business model, China on fintech ecosystem model, and from Singapore on how to accelerate start-up culture.

7p dathienlang1012 03-05-2024 2 0   Download

Besides bank credit, microcredit is an important capital supply channel for the economy. In Vietnam, the poor who cannot access credit capital to develop themselves and create income. Microcredit is mainly unsecured loans, so the risks are quite high, of which the biggest risk is the possibility of losing capital. Meanwhile, curently, the application of Fintech in the field of microcredit is almost negligible, making it impossible for people who need capital, but lenders are afraid of the risk of losing capital.

8p dathienlang1012 03-05-2024 0 0   Download

This paper examines the readiness of P2P Fintech in pandemic era. This paper follows business continuity models from BCG, Bain & Company, and Deloitte. We combine three frameworks and identified three variables (respond/protect, recover, and Thrive/Retool) within dimension of Flatten & Fight (during covid-19) and Future (after covid-19). We gathered 30 persons, from manager and director level of P2P Fintech.

9p longtimenosee07 29-03-2024 3 2   Download

Based on the unified theory of acceptance and use of technology (UTAUT) model, this study extends the prior literature on consumer adoption of mobile payment by investigating the key factors affecting customers’ intention to use Quick Response (QR) code mobile payment services. This paper enriches research on mobile payment services, offers insights into user behavior, and provides important implications for suppliers of QR code mobile payment services.

7p vipierre 02-10-2023 4 2   Download

The amount of data in our lives is growing exponentially. With this surge, data analytics has become a hugely important part of the way organizations are run. And while data has many sources, its biggest repository is on the web. As the fields of big data analytics, artificial intelligence and machine learning grow, companies need data analysts who can scrape the web in increasingly sophisticated ways.

14p viannee 04-08-2023 7 4   Download

The article "Strenthening cooperation between banks and fintech companies for development of the fintech ecosystem for Vietnam" shows the trend of cooperation between banks and Fintech companies in the context of the 4th Industrial Revolution, the achievements, limitations and development orientation of Fintech ecosystem in Vietnam.

9p nhanchienthien 25-07-2023 5 4   Download

This paper presents the development of fintech startup companies, their types and their future in Vietnam. The expected scientific contribution supports the defining stages of development for Fintech startups, as well as their challenges. The goal of the research was to investigate whether Vietnam would be ready for the rapid growth of Fintech startups.

9p vihassoplattner 07-01-2022 19 2   Download

Fintech brings about a new paradigm in which information technology is driving innovation in the financial industry. Fintech is touted as a game changing, disruptive innovation capable of shaking up traditional financial markets. However, the fintech industry like many others is characterized by a number of successful and unsuccessful startups.

10p vihassoplattner 07-01-2022 37 3   Download

In Vietnam, in recent years, financial technology companies have participated in providing financial services, creating many business models and new products and services, including Fintech Credit. Through analysis and synthesis with the theoretical and practical approach to business model and operation management of Fintech Credit, the study shows the formation and development of Fintech Credit with specific solutions for the development of Fintech Credit market in Vietnam.

14p huyetthienthan 23-11-2021 15 1   Download

The content of the report includes Vietnam potentials; Vietnam fintech industry; opportunities and challenges for securities companies; introduction about MBS.

42p nguaconbaynhay2 10-01-2020 22 7   Download